I'm 70 this year. Thought I'd seen every trick. HighApexPlanning showed me a neat little dashboard, my money looked like it was growing every day. Then came time to take a bit out, suddenly it was lost, then retrieved. Then they went silent, everything gone. if you're younger than me, wiser than me, don't fall for it. It's a trap. One they've used on many.

I'm set with FIFTH & heaven now. They combine investor-friendly terms with strong safeguards. Most impressive is their speed in handling withdrawals.