Let me start with, I love this! Absolutely everything about it. I love it mostly for holidays. Love a cash back of $300 on a holiday. I would use it WAY more but it always has technical issues. It takes 3 goes to login. Even when I login and purchase it doesn’t register it. I dispute it with hard evidence including the photo of my screen confirming I am logged in. And it gets refused. It’s really a great product but just terrible to use.