Hi,

The Plutus Card is specifically designed as a spending solution that delivers exceptional rewards for your everyday purchases and does not offer the same services as a bank or a typical debit card.As outlined in our Terms and Conditions, ATM withdrawals and outbound bank transfers from your Plutus account are not permitted.

Your funds remain fully accessible through your Plutus Card for everyday purchases at millions of locations worldwide. This focused approach allows us to offer industry-leading rewards and benefits that traditional banking services typically cannot match. Many of our customers find significant value in maximizing these rewards through their regular spending habits.

Plutus operates on a subscription-based model to power one of the most rewarding tokenised loyalty programs available. Our rewards start at 3% back on everyday spending and can go up to 10% for higher tiers, with access to 50+ top brands for £/€10+ in monthly savings—unmatched value you won’t find anywhere else!

Subscriptions enable us to sustain and expand our unique ecosystem while delivering premium benefits such as higher reward caps, multiple perks, and exclusive in-app features like PlutusSwap, PlutusGift, PlutusMiles, and PlutusTravel.

We’ve designed our subscription tiers to provide exceptional value, catering to different needs. If you're looking for a low-cost entry, our Starter plan allows you to experience Plutus with minimal commitment.

Please Note: Plutus isn’t a bank offering free services—it’s a unique rewards card that boosts your everyday spending. Like any business, from restaurants to services you rely on, paying keeps it running, improving, and delivering better value.