Choice home warranty is a SCAM COMPANY! STAY AWAY!!!
I had 5 policies with them for my properties for over 3 years, and all major claims were denied. They covered some small claims which I could of fixed for the same amount of money if taking into consideration $85 service call and monthly premium.
3 of my ac claims were denied even though it was normal wear and tear.
Fridge claim they only covered half.
2 water heater claims denied.
Pretty much I spent over $6000 in premiums plus $1000 in service calls and ended up replacing the systems myself and spent another $6000.
They find excuse to deny all major claims, and have arbitration clause, so you have to spend thousands just to fight them on it.
Looks like they have many fake reviews as well.
STAY AWAY IF YOU DO NOT WANT TO BE SCREWED!