The Greenlight card was exactly what we needed for our young Grandson. We can keep an eye on his spending and resupply instantly on the fly at any time no matter where he is. if there is a problem or the card is lost he or we can turn the card off in the app and if he needs more money he needs only to send a quick text ! There is so little that can be done today without a debit card and you just cant get one from a bank for kids, at least not around here. Before Greenlight providing funds was a long drawn out process. We have been using Greenlight for over a year without any issues. It works exactly the same as any other debit card, online or off. I'm very thankful I found Greenlight.