CA Auto Finance UK Reviews 1,188

TrustScore 4 out of 5

4.0

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Review summary

Based on reviews, created with AI

Reviewers had a great experience with this company. Customers appreciate the kindness, patience, and professionalism of the staff, particularly highlighting instances where representatives went above and beyond to assist with payment issues, offer solutions tailored to individual circumstances, and provide clear explanations. Consumers also value the human touch and empathy shown by the staff, which made them feel heard and understood during challenging situations. However, some consumers have reported negative experiences regarding contact and customer service, particularly when trying to refinance their balloon payment or resolve issues with their online accounts. These reviewers mention long wait times, being transferred multiple times, and a lack of follow-up, leading to frustration and stress. While the service is generally well-regarded, there are inconsistencies in the customer experience.

Based on these reviews

Rated 4 out of 5 stars

Had a mishap with payment and sravanthy could not have been more helpful. Really appreciate the help.

Company replied

Rated 4 out of 5 stars

All good in the end had to redo to do with spec change but kainat and team very efficient so cannot fault all good hence im a repeat customer thank u

Company replied

Rated 4 out of 5 stars

I had a few issues with my account that took a little time to get resolved, and I had been waiting on a call back from the company. After not hearing back, I decided to ring them again today to follow... See more

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Rated 4 out of 5 stars

“I had a great experience with my car finance. I honestly didn’t think I’d get approved anywhere because of my credit, but they were super understanding and really worked with me. The process was... See more

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Rated 5 out of 5 stars

Had a major problem with the garage where I bought a car, they wouldn't admit to it and was a nightmare to deal with. Eventually Jay Pathirana took over the case and sorted a full refund. She was very... See more

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Rated 5 out of 5 stars

I have had a very positive experience with this company. Due to sad personal circumstances I had to take over the PCP car agreement from my husband. I found CA Auto Finance to be very helpful throu... See more

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Rated 5 out of 5 stars

I would like to say how helpful and professional taleem was over the phone in solving a situation with understanding and great communication! And not all the team members as well as I can only recomme... See more

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Rated 5 out of 5 stars

I really can’t speak highly enough of C A. This is the fourth car that they have financed, and the whole process was seamless. Over the past few years, on the rare occasions I have contacted them, the... See more

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Rated 5 out of 5 stars

I had to contact CA today due to foolishly missing a payment. I had the pleasure of speaking to Vish. He was an absolute delight to speak with, I did not sense any judgement from him at all, he e... See more

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Rated 2 out of 5 stars

It took over 8 weeks to make a decision about on whether they would refinance my ballon payment. When they eventually got back to me, it was way past the due date for when the ballon payment was meant... See more

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Rated 5 out of 5 stars

Very easy company to deal with, all fees and interest was explained up front and the figure quoted is exactly what I pay. Can't fault the process nor the service. Account is easy to manage through... See more

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Rated 5 out of 5 stars

They've been very understanding with my cancer diagnosis holding my payments until I got back on my feet. Fortunately for me this was made earlier by my house selling. Meaning I could clear my debt. E... See more

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Rated 5 out of 5 stars

Thanks to AJ who helped me massively and deserves the recognition from CA Auto Finance. After being passed around from pillar to post AJ took his time to dissect the issues that I was having which eve... See more

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Rated 5 out of 5 stars

Went back and forth between Tesla and CA a few times as no-one really knew what to do and kept pointing me at each other. Fortunately eventually I was put through to Rohit who had just come back from... See more

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Rated 5 out of 5 stars

spoke to tara about my financial situation about the finance of my car. she was very very understanding, she was quick to reply to my emails reassured me of the matter and was overall a lovely woman t... See more

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Rated 5 out of 5 stars

Fantastic Customer Service. I have dealt with CA Auto Finance/Drivalia now since the initial order for my Tesla. After a small initial hiccup over the length of lease and monthly costs the sorted out... See more

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Rated 5 out of 5 stars

Spoke to Vish regarding a payment issue, he was super helpful and so friendly. He resolved my issue and then went on to make very helpful changes to my payment date. There should be more people out th... See more

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Rated 5 out of 5 stars

Rosie was a fantastic rep, she answered all my questions promptly, she explained everything in perfect detail, also genuinely seemed like a lovely woman! Thank you Rosie hope you get a bonus you deser... See more

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Rated 5 out of 5 stars

From speaking to other staff I was losing hope but ganeev actually listened, he helped and offered solutions to my concerns and was nothing but kind, helpful and very insightful! This company needs mo... See more

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Rated 5 out of 5 stars

SUPERB SERVICE ! as a dealer that works with many finance companies we were very pleased at how quick and easy it was for CA to issue confirmation of payment enabling us to release a vehicle ....gre... See more

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Rated 5 out of 5 stars

I had Tasleem contact me regarding a missed payment, she was very helpful and friendly on the phone and explained everything clearly. I had missed a payment due to insufficient funds in my accou... See more

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Rated 5 out of 5 stars

I had an excellent experience with CA Auto Finance UK from start to finish. The process was smooth, transparent, and stress-free. Everything was explained clearly, with no hidden fees or unexpect... See more

Company replied

Rated 5 out of 5 stars

Having purchased my vehicle from Performance Cars Wales in April 2022.The finance was all done by CA Auto Finance UK. I would recommend this company for the professional way they set up my account... See more

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Rated 5 out of 5 stars

I had an amazing experience with Zulaikha at CA Auto Finance. She went above and beyond to help me with a charge, showing true empathy and understanding. It’s rare to come across customer service tha... See more

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Rated 2 out of 5 stars

No issues with CA until vehicle hand back. Had a 2 year PCP deal which expired 27th March 2025. Vehicle was handed back on 25/03/2025 2 days prior to the end of contract at manheim car auc... See more

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Rated 5 out of 5 stars

This review is for customer service only don’t rate the company as a whole at all.Spoke with nearly today ,was lovely listened to my concerns was understanding sympathetic and genuine.For now she help... See more

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Rated 5 out of 5 stars

What an amazing experience I had with a lovely lady, but unfortunately I have not got her name. It was yesterday around 4pm. I made 2 months payments on a promise to pay as my circumstances last month... See more

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Rated 5 out of 5 stars

I was looked after by Neilie and she couldn’t have been any more helpful to me. I asked numerous questions and she answered them all with patience and professionalism. It is so rare to experien... See more

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Rated 5 out of 5 stars

I had the pleasure of speaking with Neilie twice in one month. She was incredibly helpful, considerate, and empathetic, making me feel heard and understood during a challenging situation. She handle... See more

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Rated 5 out of 5 stars

As a loyal customer for over 5 years, I lost my job at the end of June & then in Sept 2024 I was diagnosed with cancer & had to start on chemotherapy & no longer able to work. I was stressed out but r... See more

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Rated 5 out of 5 stars

Such a great team and I feel fully supported as every conversation and contact is built on a positive customer experience Thank you and we will continue to do business.

Company replied

Rated 2 out of 5 stars

I'm in my 70's so not to techno minded, had issues sorting out the docs for my account etc but managed it in the end. Issued me an online account that never worked even after a few attempts by staff m... See more

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Rated 5 out of 5 stars

I would just like to say how brilliant this company has been, in helping me sort and settle my car finance, I'm going through a tough time and everyone i have spoken with has been kind, helpful and ve... See more

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Rated 5 out of 5 stars

I had a bit of a hiccup with my finances (transferred all to the wrong account) . I my defence I was left unsupervised, when I was notified that my car payment had missed and I called to rectify it th... See more

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Rated 3 out of 5 stars

Had my car loan with CA Auto Finance for 4 years. I received communication from them with details of my balloon payment. I applied to refinance this with them and was declined. Seeing I had been w... See more

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Rated 5 out of 5 stars

very competent and friendly staff, always clear when asking questions and if you have any issues they are very quick to respond and sort out. Would highly recommend

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Rated 4 out of 5 stars

I was off sick from work and only received sick pay and this affects my payment so Sravanthy helps me understanding a plan that would assist me with my payments. Thanks again

Company replied

Rated 5 out of 5 stars

Had occasion today to speak with Vish about my agreement and change in circumstances. He was very kind and empathetic and has made some very helpful suggestions as to options, one of which I will be p... See more

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Rated 5 out of 5 stars

From first applying for the loan it was an easy process to paying by direct debit and later speaking to the call centre who were friendly very helpful highly recommend CA Auto Finance

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Rated 5 out of 5 stars

Had payment issue on the banks side so payment wasn't sent. Vish was very helpful and took the payment and the account is back to normal. very polite and effective service

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Rated 4 out of 5 stars

Easy access to information & decision. Polite and friendly staff who confirmed answers to my questions quickly & clearly.

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Rated 5 out of 5 stars

CA Auto Finance have bwen great at dealing with my requests, be that a view on amount owed or a general query on options to pay off the loan early, happily recommend them to all.

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Rated 5 out of 5 stars

Misha was so professional and helpful it’s unbelievable how well staffed CA really is!! This is coming from someone who never leaves reviews

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Rated 5 out of 5 stars

Khalid was very clear in the information he gave. He double checked to make sure all of the information was understood and couldn’t have been more helpful,

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Rated 2 out of 5 stars

A year ago I informed them that the password reset function on their website doesn’t work as there are no prompt questions for you to answer! I therefore have no way to log in and pay... See more

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Rated 4 out of 5 stars

Decision made quickly. No concerns setting anything up and easy process to settle. Email came to me within minutes

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Rated 5 out of 5 stars

I contacted them for a quote to pay off my finance and they were quick and efficient in giving me the details I needed to access it.

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Rated 4 out of 5 stars

Quick simple answers to my questions and all was sorted

Company replied

Rated 5 out of 5 stars

I have had no problems with your company you have been good to me thank you for caring

Company replied

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Company details

About CA Auto Finance UK

Written by the company

Who we are

CA Auto Finance is a specialist provider of vehicle finance, rental and insurance products. With operations in 19 countries and nearly 100 years of experience in auto financing. We offer a wide range of market-leading solutions across a variety of vehicle types. We combine a century of experience and success with the strength and driving vision of the Crédit Agricole Consumer Finance Group.

Our financing solutions cover an increasingly wide range of vehicles, including automotive brands, motorcycles, and e-bikes, light and heavy commercial vehicles, and leisure vehicles such as motorhomes and caravans. We have over 25 years of experience working and providing financial solutions to some of the world’s biggest manufacturers including -

FAQ's


Contact info

4.0

Great

TrustScore 4 out of 5

1K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 99% of negative reviews

Typically replies within 24 hours


Rated 1 out of 5 stars

Inflexible customer support

I've spent weeks trying to fix a basic payment issue, and their response has been completely unacceptable.
​I called CA Auto Finance three separate times to move my direct debit date, which I just needed shifted to align with my pay day—a standard request for any finance company.
​Every time, I was told the same thing: I could only change the date if I made an unnecessary and unaffordable double payment that month. They outright refused to help me fix the issue without this condition.
​Because they wouldn't process the date change, my payments have predictably failed. Now, CA Auto Finance is repeatedly hitting me with administrative/late payment fees. I am being penalised for a problem that they knowingly created by refusing to cooperate.
​To top it off, when I finally asked to escalate the complaint, the advisor transferred me, only for the new person to claim they were having "system-wide login issues" that would last all day—conveniently blocking the escalation attempt. This is a complete failure of your complaints procedure.

October 23, 2025
Unprompted review
CA Auto Finance UK logo

Reply from CA Auto Finance UK

Dear Stephen,

We’re sorry to hear about your negative experience you have had. Thank you for making us aware of this situation.

I have sent a request to you for your details so we can contact you to resolve this matter.

We look forward to getting this resolved.

Best wishes,
The CA Auto Finance Team

Rated 5 out of 5 stars

Great service

I used these guys when getting my new car an easy application process good competitive rate of finance and good customer service

October 20, 2025
Unprompted review
CA Auto Finance UK logo

Reply from CA Auto Finance UK

Dear James,

Thank you for taking the time to leave a positive review. It’s always great to hear how well we have done when providing the best possible service.

We look forward to working with you again in the future!

Should you have any queries, please do not hesitate to get in touch with our team and we will be happy to help!

Our Customer Care Team - https://www.caautofinance.co.uk/contact-us/

Rated 5 out of 5 stars

Quick response time to queries

October 17, 2025
Unprompted review
CA Auto Finance UK logo

Reply from CA Auto Finance UK

Dear Robert,

Thank you for taking the time to leave a positive review. It’s always great to hear how well we have done when providing the best possible service.

We look forward to working with you again in the future!

Should you have any queries, please do not hesitate to get in touch with our team and we will be happy to help!

Our Customer Care Team - https://www.caautofinance.co.uk/contact-us/

Rated 5 out of 5 stars

Very easy to get settlement figure

October 20, 2025
Unprompted review
CA Auto Finance UK logo

Reply from CA Auto Finance UK

Dear Peter,

Thank you for taking the time to leave a positive review. It’s always great to hear how well we have done when providing the best possible service.

We look forward to working with you again in the future!

Should you have any queries, please do not hesitate to get in touch with our team and we will be happy to help!

Our Customer Care Team - https://www.caautofinance.co.uk/contact-us/

Rated 5 out of 5 stars

Problem sorted

Had a major problem with the garage where I bought a car, they wouldn't admit to it and was a nightmare to deal with. Eventually Jay Pathirana took over the case and sorted a full refund. She was very helpful and a pleasure to deal with.

September 26, 2025
Unprompted review
CA Auto Finance UK logo

Reply from CA Auto Finance UK

Dear Craig,

Thank you for taking the time to leave a positive review. It’s always great to hear how well we have done when providing the best possible service.

We look forward to working with you again in the future!

Should you have any queries, please do not hesitate to get in touch with our team and we will be happy to help!

Our Customer Care Team - https://www.caautofinance.co.uk/contact-us/

Rated 4 out of 5 stars

Quick easy explanation simple answers to my questions…

Quick simple answers to my questions and all was sorted

October 8, 2025
Unprompted review
CA Auto Finance UK logo

Reply from CA Auto Finance UK

Dear David,

Thank you for taking the time to leave a positive review. It’s always great to hear how well we have done when providing the best possible service.

We look forward to working with you again in the future!

Should you have any queries, please do not hesitate to get in touch with our team and we will be happy to help!

Our Customer Care Team - https://www.caautofinance.co.uk/contact-us/

Rated 5 out of 5 stars

Customer Support

Polite, friendly and professional

October 10, 2025
Unprompted review
CA Auto Finance UK logo

Reply from CA Auto Finance UK

Dear Mrs Crossland,

Thank you for taking the time to leave a positive review. It’s always great to hear how well we have done when providing the best possible service.

We look forward to working with you again in the future!

Should you have any queries, please do not hesitate to get in touch with our team and we will be happy to help!

Our Customer Care Team - https://www.caautofinance.co.uk/contact-us/

Rated 5 out of 5 stars

Standard finance company

Standard finance company.
No issues.

October 14, 2025
Unprompted review
CA Auto Finance UK logo

Reply from CA Auto Finance UK

Dear Martin,

Thank you for taking the time to leave a positive review. It’s always great to hear how well we have done when providing the best possible service.

We look forward to working with you again in the future!

Should you have any queries, please do not hesitate to get in touch with our team and we will be happy to help!

Our Customer Care Team - https://www.caautofinance.co.uk/contact-us/

Rated 4 out of 5 stars

Sravanthy was great

Had a mishap with payment and sravanthy could not have been more helpful.

Really appreciate the help.

October 13, 2025
Unprompted review
CA Auto Finance UK logo

Reply from CA Auto Finance UK

Dear Adelle,

Thank you for taking the time to leave a positive review. It’s always great to hear how well we have done when providing the best possible service.

We look forward to working with you again in the future!

Should you have any queries, please do not hesitate to get in touch with our team and we will be happy to help!

Our Customer Care Team - https://www.caautofinance.co.uk/contact-us/

Rated 5 out of 5 stars

Resolved enquiry speedly

Resolved enquiry speedly

October 4, 2025
Unprompted review
CA Auto Finance UK logo

Reply from CA Auto Finance UK

Dear Customer,

Thank you for taking the time to leave a positive review. It’s always great to hear how well we have done when providing the best possible service.

We look forward to working with you again in the future!

Should you have any queries, please do not hesitate to get in touch with our team and we will be happy to help!

Our Customer Care Team - https://www.caautofinance.co.uk/contact-us/

Rated 1 out of 5 stars

A rubbish portal had issues for 2.5…

A rubbish portal had issues for 2.5 years and what’s the point in feedback nobody calls you back 😡😡😡😡

October 8, 2025
Unprompted review
CA Auto Finance UK logo

Reply from CA Auto Finance UK

Dear Darren,

We’re sorry to hear about your negative experience you have had. Thank you for making us aware of this situation.

I have sent a request to the relevant department to make contact with you.

We look forward to getting this resolved.

Best wishes,
The CA Auto Finance Team

Rated 5 out of 5 stars

I have had no problems with your…

I have had no problems with your company you have been good to me thank you for caring

October 8, 2025
Unprompted review
CA Auto Finance UK logo

Reply from CA Auto Finance UK

Dear David,

Thank you for taking the time to leave a positive review. It’s always great to hear how well we have done when providing the best possible service.

We look forward to working with you again in the future!

Should you have any queries, please do not hesitate to get in touch with our team and we will be happy to help!

Our Customer Care Team - https://www.caautofinance.co.uk/contact-us/

Rated 5 out of 5 stars

Such a great team and I feel fully…

Such a great team and I feel fully supported as every conversation and contact is built on a positive customer experience
Thank you and we will continue to do business.

October 1, 2025
Unprompted review
CA Auto Finance UK logo

Reply from CA Auto Finance UK

Dear David,

Thank you for taking the time to leave a positive review. It’s always great to hear how well we have done when providing the best possible service.

We look forward to working with you again in the future!

Should you have any queries, please do not hesitate to get in touch with our team and we will be happy to help!

Our Customer Care Team - https://www.caautofinance.co.uk/contact-us/

Rated 1 out of 5 stars

The CA Auto Finance Team

Following up on my previous review titled “Heartless and Unsympathetic Company – Avoid at All Costs.”

CA Auto Finance responded with the following message:
“Dear Brian,
We’re sorry to hear about your negative experience you have had. Thank you for making us aware of this situation.
I have sent a request to the relevant department to make contact with you.
We look forward to getting this resolved.
Best wishes,
The CA Auto Finance Team.”

Unfortunately, this is nothing more than a generic, automated response — they post the exact same message under nearly every one-star review. No one from CAAF has contacted me, and it’s clear they have no genuine interest in resolving customer issues.

This company shows zero empathy and only cares about collecting payments, regardless of the personal consequences to their customers. Avoid at all costs — there are far more reputable and compassionate finance companies out there.

October 2, 2025
Unprompted review
CA Auto Finance UK logo

Reply from CA Auto Finance UK

Dear Brian,

We’re sorry to hear about your negative experience you have had.

I sent a request to you for your details so we can contact you to resolve this matter, but I did not get a response. If you can send over your details, so we can contact you,

We look forward to getting this resolved.

Best wishes,
The CA Auto Finance Team

Rated 1 out of 5 stars

Worst company

No support from their team when I approached them for a hard search they did without my permission. Terrible company!

October 4, 2025
Unprompted review
CA Auto Finance UK logo

Reply from CA Auto Finance UK

Dear Necto,

We’re sorry to hear about your negative experience you have had. Thank you for making us aware of this situation.

I have sent a request to the relevant department to make contact with you.

We look forward to getting this resolved.

Best wishes,
The CA Auto Finance Team

Rated 1 out of 5 stars

DISHONEST COMPANY! LIARS! THIEVES

Here to drop another comment ! MY NEXT STEP WILL BE TO GO ON ALL SOCIAL MEDIA PLATFORMS TO TELL MY STORY

My car was damaged while in possession of CA Auto Finance and their appointed third party team!

Guess what the team told me, after providing all evidence

SAID I INTENTIONALLY DAMAGED MY CAR UPON RECOVERY BECAUSE I WANT TO CLAIM FOR COMPENSATION

October 2, 2025
Unprompted review
Rated 5 out of 5 stars

Very helpful understand the situation…

Very helpful understand the situation excellent

October 3, 2025
Unprompted review
CA Auto Finance UK logo

Reply from CA Auto Finance UK

Dear Mr Khan,

Thank you for taking the time to leave a positive review. It’s always great to hear how well we have done when providing the best possible service.

We look forward to working with you again in the future!

Should you have any queries, please do not hesitate to get in touch with our team and we will be happy to help!

Our Customer Care Team - https://www.caautofinance.co.uk/contact-us/

Rated 5 out of 5 stars

Very efficient and helpful with…

Very efficient and helpful with everything

September 4, 2025
Unprompted review
CA Auto Finance UK logo

Reply from CA Auto Finance UK

Dear Linda,

Thank you for taking the time to leave a positive review. It’s always great to hear how well we have done when providing the best possible service.

We look forward to working with you again in the future!

Should you have any queries, please do not hesitate to get in touch with our team and we will be happy to help!

Our Customer Care Team - https://www.caautofinance.co.uk/contact-us/

Rated 1 out of 5 stars

Absolute scum of the earth

Absolute scum of the earth. They'll break any law they can worm themselves around to scrape any bit of money they can off of you. You'll be ignored and lied to time and time again. Unless you want to hear "just because you and your family don't feel safe in the car, isn't a reason to hand back the car". Absolutely repulsive customer service. I wish the absolute worst for every worker there.

October 2, 2025
Unprompted review
CA Auto Finance UK logo

Reply from CA Auto Finance UK

Dear Paul,

We’re sorry to hear about your negative experience you have had. Thank you for making us aware of this situation.

I have sent a request to the relevant department to make contact with you.

We look forward to getting this resolved.

Best wishes,
The CA Auto Finance Team

Rated 5 out of 5 stars

I would like to say how helpful and…

I would like to say how helpful and professional taleem was over the phone in solving a situation with understanding and great communication! And not all the team members as well as I can only recommend family and friends to use your services! Many thanks Anthony agathangelou

October 1, 2025
Unprompted review
CA Auto Finance UK logo

Reply from CA Auto Finance UK

Dear Tony,

Thank you for taking the time to leave a positive review. It’s always great to hear how well we have done when providing the best possible service.

We look forward to working with you again in the future!

Should you have any queries, please do not hesitate to get in touch with our team and we will be happy to help!

Our Customer Care Team - https://www.caautofinance.co.uk/contact-us/

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