Flex Pay (formerly Uplift) Reviews 8,839

TrustScore 5 out of 5

4.8

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers appreciate the service for its convenience and ease of use, highlighting the quick setup and the ability to manage payments without hassle. People find it easy to locate travel options and appreciate the flexibility of splitting payments and scheduling them according to their budget. Consumers also value the transparency, clear terms, and the speed of payments. The availability of a mobile app and helpful customer service contribute to a positive user experience. Many reviewers mentioned that using this service allowed them to book holidays and manage unexpected travel expenses, making travel more accessible.

Based on these reviews

Rated 5 out of 5 stars
Invited

I was having to buy multiple tickets from different locations. My husband is deployed and my father in law died. Had to get my college age kiddos to the service but needed help paying for my son’s t... See more

Rated 5 out of 5 stars
Invited

Getting a reasonable payment plan from flex pay is easy and takes just a few minutes. I appreciate being able to have a decision quickly with many options to choose from.

Rated 5 out of 5 stars
Invited

Excellent experience for someone with less-than-perfect credit. The approval process took less than one minute, and we are excited about our Cruise Vacation in March. Thank You, Flex Pay.

Rated 5 out of 5 stars
Invited

I was in such a rush. I had minutes to book a flight. I was going to use a credit card for the purchase but saw that Uplift was offered as a method of payment, and being that I had used it once before... See more

Rated 3 out of 5 stars
Invited

I overall had a good experience and no issues using flex pay. But I overall believe it’s not at its full potential. I would 100% would love it more if it had more payments options as to only having 3... See more

Rated 3 out of 5 stars
Invited

I preferred the way it worked and the ease of use of the app when it was uplift. I can't see my purchasing power anymore, it's harder for me to get approved, and almost every offer requires interest a... See more

Rated 5 out of 5 stars
Invited

What Makes FLEX Pay a Great Experience Convenience – Easy to use, quick setup, and the ability to pay bills or purchases without hassle. Flexibility – Options to split payments, schedule in adv... See more

Rated 5 out of 5 stars
Invited

Our family had to make a last minute trip and we needed to purchase plane tickets, a hotel and a car rental. Flexpay offered the opportunity to pay the plane tickets later freeing up enough cash to st... See more

Rated 5 out of 5 stars
Invited

I am extremely excited for my vacation coming up and it’s all thanks to flex Pay for approving me to be able to pay overtime for my trip. The whole process was very easy and the approval took no time... See more

Rated 5 out of 5 stars
Invited

We wanted to secure our cruise while waiting for funds to become available. Rather than risk losing the room, the PCP recommended using Flex Pay. She sent a link, we were approved within minutes, and... See more

Rated 5 out of 5 stars
Invited

After deciding to take a vacation cruise, I applied for Flex Pay and my trip payment was approved in less than 5 minutes. The interest rate was also 12 points less than than any available from my cre... See more

Rated 5 out of 5 stars
Invited

The process was very quick and easy. The Flex pay application, only asks a few key questions and a decision is rendered. Also, the terms and disclosures are given in geeat detail before signing the de... See more

Rated 5 out of 5 stars
Invited

The ease of finding a cruise with Carnival that my family and I were able to locate for the destinations preferred, and then hop right into a plan with FLEX for the best possible payment method for me... See more

Rated 3 out of 5 stars
Invited

Process was inadequately explained and very rushed. Fact that a new account was being opened with a third party was never mentioned.

Rated 4 out of 5 stars
Invited

It was easy to apply for and use this line of credit. The action of setting up my account for review upon receiving the email invitation to do so? No so much! I’m still working on getting a text code... See more

Rated 5 out of 5 stars
Invited

The easy instructions for applying. The different options for repayment and low interest rate. This allows people like me a chance to Travel and Enjoy Life while living in a Budget. 🫶🏾

Rated 5 out of 5 stars
Invited

Helped me budget better for an unexpected trip with out a larger sacrifice in other ways and quickly lock in great rate for my airline tickets that I found.

Rated 5 out of 5 stars
Invited

I didn’t know anything about Uplift/Upgrade until one day I was booking flights and they were a little more than I wanted to pay. At checkout I seen the option and clicked for the application. It was... See more

Rated 5 out of 5 stars
Invited

I chose the flight I wanted, provided you very basic information, and it seems like it was just a few seconds that I had a positive decision. There was really nothing to it. Very simple to do and fast... See more

Rated 5 out of 5 stars
Invited

I needed to take a trip to spend time with family and Flexpay was the only way I could make it happen. I've used them before and they're always so great to utilize when you "need to be there" and don'... See more

Rated 4 out of 5 stars
Invited

It wasn’t a personalized experience, I didn’t speak to anyone, it was a quick process once I figured out how to navigate through the bank info part. I had questions, but the office was closed, I figu... See more

Rated 5 out of 5 stars
Invited

It was easy to reply.My representative Kizzie sent me the information. Waited for mey to complete form and it took less than 5 minutes.

Rated 5 out of 5 stars
Invited

I LOVE TO TRAVEL. This company allows me to travel affordabally! The process is easy and you get approved (or not) in minutes! They also report to your credit bureau(s) so make sure you make those pa... See more

Rated 5 out of 5 stars
Invited

Excellent experience!!! I saw this option when i was figuring out how much was the cost of my familiy chritsmass trip and inmediately decide to buy cause it was a good option!!! Thanks for this

Rated 5 out of 5 stars
Invited

It was as easy as (easier actually)!than digging out a card and typing the numbers in. It was quick and efficient! I love this option !!!

Rated 3 out of 5 stars
Invited

I can’t login to my account and set it up every time I click on send me a code, you don’t even send it and I’ve been trying to resend it for at least the past 10 minutes and nothing, not user friendly... See more

Rated 5 out of 5 stars
Invited

Flex Pay gives a variety of repayment t options with no interest which really piqued my interest and was the deciding factor for using it as an aid to complete my booking

Rated 5 out of 5 stars
Invited

The entire process took less than 3 minutes, I will definitely recommend this to others. 3 options on how to pay, terms clearly displayed.

Rated 5 out of 5 stars
Invited

I love that they able to approve my whole purchase without any hassle I would rather use this than a credit card I love it thank you again.

Rated 5 out of 5 stars
Invited

The Flex Pay process was reliable and easy! Grateful for the flexibility it has given me to plan for a summer trip with my husband!

Rated 5 out of 5 stars
Invited

Very easy to use this app makes purchasing big items easier as you can stretch out your payments

Rated 5 out of 5 stars
Invited

Well what i want to say is, I love the opportunity to still be able to attend trips even if i have to pay later.

Rated 5 out of 5 stars
Invited

Great way to take a trip and not worry about paying in full the monthly payments are so affordable. I'll be using this for all my trips

Rated 5 out of 5 stars
Invited

Simple, easy and quick. What else could you ask for? Perfect addition to buying airline tickets!

Rated 5 out of 5 stars
Invited

Very easy, quick, straightforward. I have used Upgrade, the parent company, for personal loans before and also had a great experience

Rated 5 out of 5 stars
Invited

Thanks for the assistance! Without the help of your service, I would be unable to enjoy certain luxuries.

Rated 5 out of 5 stars
Invited

Flex Pay is the best,so easy to use managablepayments, without credit card debt.This is such a great options for quick payment plan.s

Rated 5 out of 5 stars
Invited

Y’all very helpful and it helps out making pay plane for planning a trip ahead of time

Rated 5 out of 5 stars
Invited

application process went smoothly. Quick response and my plans were made within minutes

Rated 5 out of 5 stars
Invited

It was very easy to use! Your payments overtime make it possible to go and see my sister in California

Rated 5 out of 5 stars
Invited

Flex Pay is a great way to go and it’s convenient! I’ll always use Flex Pay for future planned vacations.

Rated 5 out of 5 stars
Invited

The application and approval process was simple - easy to understand and navigate. Made things possible that might not have been otherwise.

Rated 5 out of 5 stars
Invited

It is a convenient means of paying rent and making store purchases

Rated 5 out of 5 stars
Invited

Easy process and quick approval time. I will definitely use again!

Rated 5 out of 5 stars
Invited

Being able to pay monthly helped my family and I go on a vacation!

Rated 5 out of 5 stars
Invited

I’m so happy to be able to do this and pay on trip to avoid missing deals because I need to wait for payday,,,,, THANK YOU THANK YOU!

Rated 5 out of 5 stars
Invited

Used this for my Carnival Cruise. The process took maybe 5 minutes and was painless. Love it…

Rated 5 out of 5 stars
Invited

Flex Pay made it possible for me to book my holiday flights to see my family without the stress of paying the full amount upfront. With ticket prices rising around the holidays, having the option to s... See more

Rated 5 out of 5 stars
Invited

I greatly appreciate the Flex Pay option as it provides significant financial flexibility. The ability to distribute the cost of a flight over manageable monthly installments, rather than a single lum... See more

Rated 5 out of 5 stars
Invited

I’m a brand new member of Flex Pay but the process was simple, user friendly, and results were immediate. Appreciate this service!

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Company details

  1. Travel & Vacation

Written by the company

Feel good about what you buy and how you pay with pay over time installments through Flex Pay (formerly Uplift).

Flex Pay (formerly Uplift)

Written by the company

We Help Get You There

Contact info

4.8

Excellent

TrustScore 5 out of 5

9K reviews

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Hasn’t replied to negative reviews


Rated 5 out of 5 stars
Invited

LIVE LIFE

UPLIFT/FLEXPAY HAS GIVEN ME THE OPPORTUNITES TO TRAVEL. THE PAYMENT OPTIONS ARE THE BEST EVER!!

October 21, 2025
Rated 5 out of 5 stars
Invited

Excellent maneuverability!

The process was easy and very easy to understand and maneuver through the website. All the explanations provided clarity for understanding. The results were instant, which made the application a success. Thank you.

October 21, 2025
Rated 2 out of 5 stars
Invited

Confusing payment process

The process states both debit and visa/mastercard, yet only allows one option. It should also state, upfront, that it is a third party not affiliated, in my case, with the cruise line

October 19, 2025

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