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Review summary

Based on reviews, created with AI

Reviewers had a great experience with this company. Customers appreciate the high level of care, politeness, and overall service provided. Many reviewers specifically mentioned the staff's friendly, understanding, and helpful approach, noting how they made the debt management process easier and less stressful. Consumers felt supported and valued the team's ability to offer tailored solutions and clear communication. People highlighted the availability of multiple payment options and the ease of setting up repayment plans. The company's website is user-friendly, and the support staff is accommodating, even allowing for payment breaks when needed. However, some reviewers reported negative experiences related to contact methods and location, while opinions on payment terms were mixed.

Based on these reviews

Rated 4 out of 5 stars

Very helpful and concerned about my sons mental health. No pressure just a willingness to listen and try and find the best solution to the problem. Without being patronising.

Rated 4 out of 5 stars

This company has sent me an email 27th of June, for a debt originally owed to JD Williams, sold to Intrum Finance, and now they are supposedly acting on their behalf, even though they are pa... See more

Company replied

Rated 4 out of 5 stars
Verified

They are always patient and ready to reply my messages Aminah support me with the information She is polite with her message and makes me understand Thanks to her and all

Rated 3 out of 5 stars

This company has sent me a text message an email today, for a debt original owed to JD Williams, sold to Intrum Finance and now these are supposedly acting on their behalf, even though th... See more

Company replied

Rated 5 out of 5 stars

The gentleman I spoke to was very patient, informative, and helpful. I told him of my problems and he made some suggestions and sent me an email which I found very helpful. Thank you very much

Rated 5 out of 5 stars

I spoke with Alex today, and she was an absolute diamond. She went above and beyond to help me, clearly explaining everything related to the issue I was having. She’s even taking it upon herself to tr... See more

Rated 5 out of 5 stars

Really helpful, very patient, no threatening emails or calls. Someone stated previously that if all debt companies behaved like this, people would resolve debt quicker. I agree. So sad to see so ma... See more

Rated 5 out of 5 stars

Ophelos reached out to me regarding a dept owed,there agent was a great help,I never felt forced or pressured by him in regards to the payment due as a lot of other debt chasers might.he was extremely... See more

Rated 5 out of 5 stars

Ophelos let me see through my debt on their website only using a number of reference - also had the option to pay through Apple Pay and made my life easier. Great support with no threatening emails an... See more

Rated 5 out of 5 stars
Verified

Really positive experience. Makes paying off a debt feel like an achievement rather than a negative or a challenge. Thank you!

Rated 5 out of 5 stars
Verified

I struggle with social anxiety and sorting debts out over the phone makes me extremely anxious and therefore avoid dealing with them. I was able to use email and chat function for support, this was ex... See more

Company replied

Rated 5 out of 5 stars

Finally, a debt collection agency that does things right! A lot of people find themselves in the uncomfortable position of being in debt, me included. However Ophelos do not hassle you, they send you... See more

Rated 5 out of 5 stars

I have never dealt with a debt collection company who are so nice. Being in this situation is extremely stressful but dealing with Ophelos was easy and straight forward. They accommodated my suggestio... See more

Rated 5 out of 5 stars
Verified

Options for payment plan that they offered online were good but didn't suit me, I spoke through their chat online to arrange a plan that suited myself & was greeted by a friendly & extremely helpful p... See more

Rated 5 out of 5 stars
Verified

I spoke to a guy called Martin today! What a blessing so have such a kind caring gentleman handle my call. I felt confident when leaving the call knowing my enquiry was in good hands. Really grateful... See more

Rated 2 out of 5 stars

Contacted me by text re a debt to shop direct for £55 - shop direct are Very and I haven't had an account with them. I have sent an email asking for proof of the account and also a statue barred notic... See more

Company replied

Rated 5 out of 5 stars
Verified

Finally dealing with a human, made the experience 5 stars. Talking through the outstanding bill makes sense and happy this account is now settled and closed. Eon are working with helpful and thought... See more

Rated 5 out of 5 stars

Ophelos made it stress-free & simple for me to pay off my remaining debt.. gave me subtle email reminders without bombarding me, which enabled me to remember - on payday to make the payment. Never ha... See more

Rated 5 out of 5 stars

You know what, it’s hard telling a company that you’re struggling. It’s hard telling anyone that you’re struggling and just need some support but Hannah today, handled me being a stressed, sad, and an... See more

Rated 5 out of 5 stars
Verified

The woman i spoke to was named Faith n she handled the situation n me very well n couldnt of asked for better assistance . I dont think it would of got sorted like i did if it wasnt for her n the way... See more

Rated 5 out of 5 stars
Verified

the person i was speaking with was so understanding and kind and helped me to the best of their abilities thank you!!

Rated 5 out of 5 stars

Clear pay really saves me when the likes of my daughter's birthday is coming up, means I can get more and spread the cost without having us skint that month, I love clearpay 🫶🏻

Rated 5 out of 5 stars

I spoke to a girl called Alex's on the phone she was very helpful and understanding ,she listened to what i need to say and also took her time to make sure she had all of the information and reassured... See more

Rated 5 out of 5 stars
Verified

The best company I've ever known that deals with people in debts. No bullying, no pressure and very lenient as long as you keep in touch and don't take advantage.

Rated 5 out of 5 stars

Ophelos Experience No red letter, demanding and scary emails The emails asked for the debt to be paid, but they offered alternatives to full payment and advice could be arranged for difficulties

Rated 5 out of 5 stars
Verified

Really lovely team. I ended up in £3,000 debt on an electricity bill that I knew nothing about as my provider went bust and my account was moved to another provider. It was a shock, especially as... See more

Rated 5 out of 5 stars
Verified

Absolutely great service by all the staff I have had contact with at Ophelos helped me sort out and pay off my debt with them as quickly as possible

Rated 5 out of 5 stars

I only just heard of this company today and they offered me 3 different ways in which way I could pay and my affordability, which was a nice touch , taking my financial details into account. 5 🌟

Company replied

Rated 5 out of 5 stars

Maryam was really helpful, I needed a refund as the payment came out my bank twice. Maryam emailed me explaining what I needed to do and when i didn't reply Maryam followed up with me to make sure i d... See more

Rated 5 out of 5 stars
Verified

Hana Hana Hana You are a guiding light in this world. We all go through seasons of life that test our strength. Certain names, certain words, certain people— They stay wit... See more

Rated 5 out of 5 stars

Having to be able to talk to a human and having them understand made a huge difference. I had to change the date on one payment and nothing was too much trouble. If i ever need advice these are the pe... See more

Rated 5 out of 5 stars
Verified

Ophelos help you plan a budget to resolve your debt, even in my case where I can only pay very little, it matters, the advisor also offered me further organisations who might be able to assist.

Rated 5 out of 5 stars
Verified

Easy to use,if you carnt afford one month they let you have a break, no stress or feel under pressure Excellent company Payment plans are easy to set up

Rated 5 out of 5 stars
Verified

It was a pleasure talking to someone who listened to my query. Great customer service and solutions given, was polite, and kind. She wasn't in a rush, takes her time to get the full story. I am than... See more

Rated 5 out of 5 stars
Verified

The lady I talked to was so helpful and understanding it’s the best customer service agent I have ever spoke with she is an asset to your company

Rated 5 out of 5 stars

Easy to use website,easy set up repayment plan. Friendly support staff if you are unable to make repayments.

Rated 5 out of 5 stars

Spoke with a lady Halima who was very patient and understanding. Can’t speak highly enough of Ophelos. Thank you Mike 087-691 5000

Rated 5 out of 5 stars

The team at Ophelos were so friendly and helpful from the get go, making sure setting up a plan was easy without pressure or added stress. I dealt with Hannah, who was professional and knowledgeable y... See more

Rated 5 out of 5 stars
Verified

I was sent a form to fill in of my income and expenditure and, as I was struggling with completing it, the agent asked if I wanted any help to which I replied yes. The help was courteous and inform... See more

Rated 5 out of 5 stars

I had the pleasure of working with Ophelos recently, and I cannot recommend them highly enough. From start to finish, Hannah was incredibly kind, considerate, and understanding. Dealing with financi... See more

Rated 5 out of 5 stars
Verified

A quick and easy, with no anxiety - (as you don’t need to speak to someone unless you find it hard to meet the lowest monthly payment, luckily I could, but felt if I had to it would be a comfortable... See more

Rated 5 out of 5 stars

They are very helpful and understanding information you have to change your dates they are more then happy to help. I just want to say a big thank you for all you're help 😊😊😊

Rated 5 out of 5 stars

The woman I was talking to was so professional and polite at all times 10/10 for her professionalism and her lovely phone manners

Rated 5 out of 5 stars

Absolutely lovely Lady and very patient and understanding. A real credit to your team

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Company details

  1. Debt Collection Agency
  2. Debt Collecting

About Ophelos

Written by the company

Resolve your debts, your way.

Ophelos is a new kind of debt resolution company: one with a social purpose and mission: to put people and their wellbeing first. We are deeply committed to building a fairer debt resolution process for everyone.


Contact info

3.9

Great

TrustScore 4 out of 5

449 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 89% of negative reviews

Typically replies within 1 week


Rated 5 out of 5 stars

Help when needed most.

The gentleman I spoke to was very patient, informative, and helpful.
I told him of my problems and he made some suggestions and sent me an email which I found very helpful.
Thank you very much

October 21, 2025
Unprompted review
Rated 5 out of 5 stars

I spoke to a girl called Alex's on the…

I spoke to a girl called Alex's on the phone she was very helpful and understanding ,she listened to what i need to say and also took her time to make sure she had all of the information and reassured me she would get back to me when she gets a reply to my problem.

October 20, 2025
Unprompted review
Rated 4 out of 5 stars

Very helpful and understanding

Very helpful and concerned about my sons mental health. No pressure just a willingness to listen and try and find the best solution to the problem. Without being patronising.

October 8, 2025
Unprompted review
Rated 5 out of 5 stars

I spoke with Alex today

I spoke with Alex today, and she was an absolute diamond. She went above and beyond to help me, clearly explaining everything related to the issue I was having. She’s even taking it upon herself to track down some additional information that my previous supplier has made difficult to access. As someone who works as a Training Specialist in a similar environment, I can confidently say that Alex is a real asset to your company.

October 9, 2025
Unprompted review
Rated 1 out of 5 stars

They dont answer their calls

They dont answer their calls. If you are doing it yourself online you dont get the code till the following day or 2. Very disappointed with their service.

October 2, 2025
Unprompted review
Rated 1 out of 5 stars

Absolutely horrible company to deal…

Absolutely horrible company to deal with. I set up a payment plan as soon as was requested and then had constant emails and texts to tell me to set up a plan or my credit rating would be affected. This went on for weeks until I sent a complaint to them

October 1, 2025
Unprompted review
Ophelos logo

Reply from Ophelos

Hi there,

Thank you for sharing your experience. We’re really sorry to hear that you felt overwhelmed by the messages you received — that’s not the experience we want anyone to have.

We're eager to look into this to see what went wrong, Please reach out to us at support@ophelos.com and we will be happy to help.

Best,
The Ophelos Team

Rated 5 out of 5 stars

Ophelos reached out to me regarding an outstanding debt a…

Ophelos reached out to me regarding a dept owed,there agent was a great help,I never felt forced or pressured by him in regards to the payment due as a lot of other debt chasers might.he was extremely helpful in offering suggestions on how to breakup the payment rather than struggling to pay all at once.ophelos is definitely a company I'd recommend to anyone that might be struggling to pay depths and are looking for guidance.

September 30, 2025
Unprompted review
Rated 1 out of 5 stars

Claiming a first contact on August 14th with no proof of it

On September 24th, I received an e-mail claiming there has been a first contact on August 14th for a past due payment of €57.95. I could not find any previous contact, nor the details of the bill. I am asked to connect on a website, no I am not stupid enough to do this. I have written a mail to ophelos and received an automatic reply in poor French language. I am awaiting their feedback that is supposed to come shortly.
I am updating this evaluation from a below 1* to a true 1 1/2* as I received 2 days after my mail an answer from what seems to be a "real French speaking person Sybille" putting on hold the late payment claim until there is an answer from their sister company INTRUM regarding my data protection rights, What is preventing me from a higher ranking is the very low rating of INTRUM... We will see.

September 25, 2025
Unprompted review

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