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Review summary

Based on reviews, created with AI

Reviewers had a great experience with this company. They appreciate the straightforward claims process, highlighting its ease and speed. Consumers are particularly pleased with the user-friendly app, which simplifies policy management and claim submissions. The promptness of claim handling and reimbursements is a recurring positive point, with many reporting quick resolutions and fast payouts. People also value the clarity and transparency of the policies, finding them easy to understand. Customers consistently praise the company's customer service, describing it as helpful, responsive, and efficient. The support team is noted for its kindness and professionalism, making difficult situations more manageable. Reviewers express satisfaction with the speed and ease of completing amendments and the overall user-friendliness of the platform. The company is highly recommended for its reliable coverage and the peace of mind it provides.

Based on these reviews

Rated 4 out of 5 stars

I had some troubles with a double charge on my account. I called and left an email, and was responded to quickly by a lovely person named Rosemary. They took the time to explain what the issue was, to... See more

Company replied

Rated 5 out of 5 stars

Had a smooth experience with my damage claim. It was confirmed as covered and the funds were reimbursed quickly. The money landed within the 2–5 business days window, and updates were clear. I appreci... See more

Company replied

Rated 5 out of 5 stars

The website is great, very intuitive. Contacting staff and raising claims is fairly simple - no option to call though. The claim process was very straightforward and it all went smoothly. Lawrence was... See more

Company replied

Rated 5 out of 5 stars

Lemonade are amazing at what they do. They deliver exactly what they promise, with no hidden terms or conditions. Of course, they carry out some necessary checks, which is only fair—otherwise people c... See more

Company replied

Rated 5 out of 5 stars
Verified

My funny beautiful 5 year old Westie was diagnosed with a nerve sheath tumor near her brain stem. It’s incurable-even radiation will only delay the inevitable. Diagnosis -between blood panels, her re... See more

Company replied

Rated 5 out of 5 stars

My e-bike was stolen, and it was such a painful and stressful experience. It was also my first ever insurance claim, so I was really anxious. I even made a mistake when filing the police report... See more

Company replied

Rated 5 out of 5 stars

I recently had an exceptional experience with Lemonade Insurance! From filing a claim to receiving my payout, the entire process was smooth and seamless. The app made it effortless to file my... See more

Company replied

Rated 5 out of 5 stars
Verified

My claim for Pip was much easier than I anticipated. When I saw that a video had to be submitted, I kinda freaked out a bit. I don't like doing videos for others to see...but it wasn't bad at all. The... See more

Company replied

Rated 5 out of 5 stars
Verified

So far Lemonade has been great to us. We just got our puppy almost three weeks ago and every vet visit claim has been approved the same day! I am very happy with my choice. We went back and forth betw... See more

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Rated 3 out of 5 stars

No way to see trips/mileage details, how can I be sure of charges? Rates go up with little to no warning. No email notifying next autopay amount. All of these, I've complained to customer serv... See more

Company replied

Rated 5 out of 5 stars

Great customer service, email answered promptly,straightforward to complete amendments,the app is easy to navigate and documents are well written and clear with no jargon. Had a claim last year and t... See more

Company replied

Rated 5 out of 5 stars

I had to claim for accidental damage to a furnished rental item. The process was very transparent, and the Lemonade team (Vincent) was quick and professional. There was some back-and-forth about docum... See more

Company replied

Rated 5 out of 5 stars

Lemonade Pet Insurance has been amazing! Their claim process is super fast for both wellness and illness, as long as you upload all the needed documents. The app is very user-friendly and makes everyt... See more

Company replied

Rated 5 out of 5 stars
Verified

I was extremely impressed with the ease of filing a claim, the timely manner in which the claim was paid out and the friendliness of those involved in my claim process at Lemonade. I could not be ha... See more

Company replied

Rated 5 out of 5 stars
Verified

The policy is straightforward and easy to understand. Filling a claim is so simple and I’m always shocked with how quickly I am reimbursed! Insuring my pets was the best decision I’ve made and has sav... See more

Company replied

Rated 5 out of 5 stars
Verified

The process of filing claims for reimbursement with the pet insurance went very smoothly and quickly. There were no issues in each of the claims I filed and I received the reimbursements in a timely m... See more

Company replied

Rated 5 out of 5 stars
Verified

We've been with Lemonade for the last 2 years and its been the best thing we've ever done for our dog. Our 3 y/o lab has had ER visits about every year and we didn't have to worry because we've got Le... See more

Company replied

Rated 5 out of 5 stars
Verified

The claims process is incredibly easy. I’ve never had an issue and the reimbursement comes fast. The coverage options are also pretty expansive to cover unique needs and I think the amount the policy... See more

Company replied

Rated 5 out of 5 stars
Verified

Lemonade is the best insurance I’ve had so far! The website and app are easy to navigate so I was able to choose which insurance and add ons I wanted with no issues. The reimbursement process is so ea... See more

Company replied

Rated 5 out of 5 stars
Verified

I’ve had their renter’s insurance for years. Always a quick and easy process to register. The rates are great! Recently, I purchased pet insurance through them too, and I’ve had a great experience thu... See more

Company replied

Rated 5 out of 5 stars
Verified

Lemonade made my claim filing experience as painless as possible. I wish their web platform was better developed, but the app is easy to use!

Company replied

Rated 5 out of 5 stars
Verified

Has made submitting a claim and documentation simple and straightforward. I have had a wonderful rep Deja who has kept me informed along the way. I appreciate Lemonade’s time and care through this pro... See more

Company replied

Rated 5 out of 5 stars
Verified

When filing a claim, the Lemonade app makes it so easy! You can snap a pick of the visit details, provided by your vet, and in a couple of days the funds are in your account.

Company replied

Rated 5 out of 5 stars
Verified

Lemonade did an excellent job handling my theft case. My insurance agent, Katie, was so amazing! She was so kind, helpful, informative, efficient and thorough. She made my difficult situation much mor... See more

Company replied

Rated 5 out of 5 stars
Verified

I’ve had lemonade insurance for my pets for almost 5 years now and it was the best decision I ever made they make it so easy to file a claim and get your money back super simple and quick which I love... See more

Company replied

Rated 5 out of 5 stars
Verified

I’m very satisfied with Lemonade Pet Insurance. The sign-up process was simple, the app is intuitive and easy to use, and the coverage is explained in a very clear and transparent way. What impressed... See more

Company replied

Rated 5 out of 5 stars

I had an extremely positive experience with Lemonade insurance. My electric bike was stolen and within 3 days of applying for claim my claim got approved, and on the 4th day the amount was in my bank... See more

Company replied

Rated 5 out of 5 stars

Very supportive company! They responded promptly to my claim and approved it the next day already. Everything went smoothly and their communication was super clear and friendly! Highly recommend!

Company replied

Rated 5 out of 5 stars

I really like Lemonade as an insurance company! This is my first experience with an insurance company and I am super satisfied. I had accidentally damaged some of my paintings and I thought it was goi... See more

Company replied

Rated 5 out of 5 stars
Verified

Lemonade has made my dog's recent illness so much less stressful. They handle my claims promptly and their communication is excellent. I'm so glad I chose them for my pet insurance.

Company replied

Rated 5 out of 5 stars
Verified

Absolutely love Lemonade. The app is simple to use, the steps allow you to understand the policy you are building and helps you determine needed coverages. The per insurance is stellar ! I highly reco... See more

Company replied

Rated 5 out of 5 stars

Everything was handled very quickly and efficiently. An unfortunate accident and a broken TV. No problem – within 3 days of reporting, the money was in my account. Thank you, Wandhana, for the prompt... See more

Company replied

Rated 5 out of 5 stars

I have used Lemonade for renters insurance for all 3 of my college age kids. The service is priced fairly, super easy to set up, and even easier to cancel when the lease was up. A fantastic user fri... See more

Company replied

Rated 5 out of 5 stars

Hi Matt was top notch from start to finish, first time I’ve ever been flooded and he help through the process. They are really quick at paying out as well. Would use lemonade again

Company replied

Rated 5 out of 5 stars
Verified

I wasn't rushed. I had a trouble getting my papers and finding information that you needed. There was no problem him waiting for me to find all my information.

Company replied

Rated 5 out of 5 stars
Verified

It’s an easy process. You pay for the plan you want, submit the envoice for the service you qualify for on your plan and get reimbursed

Company replied

Rated 5 out of 5 stars

The best customer service you can ask for. I've never had to file a claim before, but the time has come, and everything went smoothly. Lemonade team was super helpful and responsive.

Company replied

Rated 5 out of 5 stars
Verified

Lemonade makes it so easy to file a claim. We were supposed to pay a huge amount and we did, BUT we got most of it back with our lemonade insurance. It was reviewed and approved within the same day.

Company replied

Rated 5 out of 5 stars
Verified

Easy to file a claim and it was paid out in few days! No more waiting weeks for someone to even just review it! Love using Lemonade so far.

Company replied

Rated 5 out of 5 stars
Verified

The claim process is so easy and fast, and I get the claims approved immediately and the money is deposited the next business day. It's great!

Company replied

Rated 5 out of 5 stars
Verified

Great company and easy claim process! I was recommended to try lemonade from someone where I buy my dog food and I don’t regret it.

Company replied

Rated 5 out of 5 stars
Verified

Fantastic customer service and extremely quick to respond and pay a claim. They are night and day from the last per insurance I had.

Company replied

Rated 5 out of 5 stars
Verified

Super efficient process to file claim and get approval..in less than a minute!!

Company replied

Rated 5 out of 5 stars
Verified

I have had a wonderful experience with Lemonade Pet Insurance for my English bulldog, Molly. From the very beginning, the process was clear, easy to understand, and incredibly user-friendly. Submi... See more

Company replied

Rated 5 out of 5 stars
Verified

Filing a claim was super easy. Claim was reviewed within a couple of days and funds were received with in a day.

Company replied

Rated 5 out of 5 stars

Paul helped me with the entire claim. Excellent service

Company replied

Rated 5 out of 5 stars

Excellent company, so easy to use the app and very quick, definitely would recommend

Company replied

Rated 5 out of 5 stars

I fully recommend them. I filed a claim and they resolved it very quickly. Everything was fine.

Company replied

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Company details

  1. #38 of 53 best companies in Insurance Company
  2. #5 of 7 best companies in Accident Insurance Company
  3. #32 of 38 best companies in Auto Insurance Agency
  4. #18 of 22 best companies in Home Insurance Agency
  5. #14 of 18 best companies in Pet Insurance Company

About Lemonade

Written by the company

Insurance that works... faster

With Lemonade, you can cover your stuff, home, pets, family, and car super fast, all in one app. We've replaced paper work with instant service powered by technology so you can actually understand and manage your own insurance with confidence. Plus, we're a Certified B-Corp!

Get a Quote

Some Quick Lemonade Stats

Why Lemonade for Insurance?

  • No Hassle: There’s no need to wait around for snail mail or talk on the phone w/ agents - get a policy with the Lemonade app whenever and wherever you are
  • Bundle and save! We’ll automatically apply your bundle discount to any combination of our products
  • Socially Driven: As a B-Corp, social good is baked into our business model: we take a flat fee, use the rest to pay claims (super fast!), and give back what’s left to charities you care about with our renters, homeowners, car, and pet products. Lemonade also plants trees based on our drivers’ mileage to help clean up carbon emissions.
  • Devoted Team: Our powerful tech and automation free up our dedicated customer experience team and claims specialists to help you when you need it most.


Contact info

4.1

Great

TrustScore 4 out of 5

4K reviews

5-star
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1-star

Replied to 99% of negative reviews

Typically replies within 48 hours


Rated 5 out of 5 stars
Verified

Lemonade pet insurance

I joined the Lemonade team about a year ago when my previous pet insurance priced me out.
Lemonade has fair prices. When I have submitted a claim my money is deposited within minutes for well care and only a couple of days for illness care.
Submitting a claim is easy and if for some reason I need to speak with someone the response time is quick.
So far I’m happy with Lemonade as
My pet insurance.

October 13, 2025
Lemonade logo

Reply from Lemonade

We really appreciate you sharing your experience, and we’re happy you made the switch to Lemonade! It’s great to know our pricing and quick claims process have made things smoother for you, and we’re always here whenever you need a hand. Thanks for trusting us with your pet’s insurance – we’re thrilled to have you as part of the Lemonade family.

Rated 5 out of 5 stars

The BEST Pet Insurance EVER

Lemonade has been incredibly reliable, efficient, and supportive for me and my pup, Archie! Over the past year, Archie has had an incredibly tough time with Ear Infections, IBS, Paw Infections, and some orthopedic issues caused by his general clumsiness - he even had a few nights in the Vet Hospital. Lemonade has been a God Send for Archie and I - I have never once had a doubt that they would reimburse me, most of the time they dont even give me time to think about if they'll reimburse me since about 90% of his (many) claims have been approved in literal seconds.

I see a lot of reviews on here about people stating they wont cover things "because of a small vet note" or "Becasue he had something years ago". If YOU understand YOUR policy and that Pre-Exisitng Conditions are just that: CONDITIONS (not only diagnosis') then you will be happy with your policy and their outstandingly exceptional service too!

Their customer service gets back to me very quickly for some of the many questions I routinely have, the rates are reasonable, and despite being reimbursed over 18k this year, my policy was renewed at the same coverage level and my premium only went up by a couple dollars. Truly one of my favorite companies now and I will be getting ALL my insurance needs taken care of through them whenever possible!

October 13, 2025
Unprompted review
Lemonade logo

Reply from Lemonade

We’re so happy to hear how much Lemonade has been able to support you and Archie through everything he’s been dealing with this year. Knowing that our team could bring some peace of mind during those vet visits and help with quick claims really means a lot to us. We love hearing stories like yours, and we’ll be here whenever you need us! Give Archie some extra ear scratches from us.

Rated 5 out of 5 stars
Verified

Fast

Fast, good and easy. I got my refund in next day. i did my claim in the lemonade app very convenient.

October 13, 2025
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Reply from Lemonade

We’re so glad to hear your claim was a breeze and your refund arrived quickly. Thanks for sharing your experience, that’s exactly what we aim for! If you ever need anything, we’re here to help.

Rated 5 out of 5 stars
Verified
Lemonade logo

Reply from Lemonade

Glad to know filing a claim was a breeze and you received your refund quickly! We work hard to keep things straightforward and fast for you. Thanks for letting us know how it went.

Rated 5 out of 5 stars
Verified

I always have a great experience with…

I always have a great experience with this pet insurance. I have changed in the past to Lemonade and it has been the best pet insurance I ever had

October 13, 2025
Lemonade logo

Reply from Lemonade

We’re so happy to hear Lemonade has been the best fit for you and your pet! Knowing you’ve tried other options makes your feedback extra meaningful. Thanks for choosing us and for the kind words.

Rated 5 out of 5 stars
Verified

Quick and Easy

The app is easy to use. The process is smooth and the money is back in my account within a couple days. I wish health insurance for us was this easy to navigate!

October 13, 2025
Lemonade logo

Reply from Lemonade

We’re thrilled you’ve found the app straightforward and the turnaround quick—making things hassle-free is what we aim for. If only everything else could be this simple, right? Thanks for taking a moment to share your thoughts with us.

Rated 5 out of 5 stars
Verified

Claims process was very easy and user…

Claims process was very easy and user friendly. Our claim went through very fast, very impressed compared to other pet insurance companies we've used in the past.

October 13, 2025
Lemonade logo

Reply from Lemonade

We’re so glad to hear you found the claims process easy and speedy! It means a lot that you chose us for your pet’s coverage and had a great experience. Thanks for sharing your feedback!

Rated 5 out of 5 stars
Verified

Quick answers and friendly staff

Staff are always friendly and gives fast feedback.

October 13, 2025
Lemonade logo

Reply from Lemonade

Thanks for the kind words! We love hearing that our team could help you quickly. We’re always here if you need anything in the future.

Rated 5 out of 5 stars

Lemonade is simply the best.i claimed…

Lemonade is simply the best.i claimed for my huge tv damage and bed damage and it was dealt with instantly and also they have fantastic staffs from mr.louis and mr.lawrence.Thank you lemonade.

October 13, 2025
Unprompted review
Lemonade logo

Reply from Lemonade

We love hearing your claims for your TV and bed were handled so quickly! It’s wonderful to know that Mr. Louis and Mr. Lawrence made a great impression. Thanks for your kind words—we’re always here if you need us again!

Rated 5 out of 5 stars

My wife and i was cleaning n put tv on…

My wife and i was cleaning n put tv on floor whilst cleaning as I went to turn around I fell on to tv and accidentally stood on it so I made a claim and its the 1st time I have done this and all I can say what a fast and easy process this was
Top service and hassle free lemonade is the company for me

October 9, 2025
Unprompted review
Lemonade logo

Reply from Lemonade

We’re so glad to hear your claim process was quick and hassle-free! Thanks for trusting us and sharing your experience—it’s great knowing we could make things easy for you. We’re always here whenever you need us!

Rated 1 out of 5 stars

Shady and loose GDPR adherence

The app requires you to call a UK phone number where you will pay massive international call fees in order to delete your acccount. Some data they wont delete (they legally cant), be careful even if they seem cheaper than the rest, they are very likely selling your data to third parties.

October 10, 2025
Unprompted review
Lemonade logo

Reply from Lemonade

Hey Zan, Thanks for leaving your feedback. We'e sorry to hear you've been experiencing issues getting your data deleted. This should be an easy process and something we will look into! If you still wish for your data to be deleted, please feel free to send a message to hulp@lemonade.com and we'll be happy to assist. Lastly, I would like to assure you protecting your data is of utmost importance to us, you can read everything about how we process your data in our privacy policy https://www.lemonade.com/nl/privacybeleid . Cheers

Rated 1 out of 5 stars

The Worst Insurance Company

I bought a full house insurance policy. It turned out that the pipes in the driveway from the main meter were damaged and water was escaping. Insurance not cover!!! learned that if I drilled a hole in the wall, insurance would help me with costs. And because the pipe has a leak, it's not because there's no culprit. Total nonsense. The worst insurance company.

October 10, 2025
Unprompted review
Lemonade logo

Reply from Lemonade

Thanks for sharing your feedback—we understand how frustrating this situation must be. We’ve reopened your claim and our advocate will be reaching out to you this morning to gather a bit more information. We want to make sure we review all the details thoroughly before making a final decision. We appreciate your patience and will be in touch soon to talk everything through.

Rated 5 out of 5 stars

The website is great

The website is great, very intuitive. Contacting staff and raising claims is fairly simple - no option to call though. The claim process was very straightforward and it all went smoothly. Lawrence was great and supportive.

October 8, 2025
Unprompted review
Lemonade logo

Reply from Lemonade

We love hearing that you found the website easy to use and the claims process simple! It’s wonderful to know Lawrence was there to support you along the way. Thanks for your feedback—we’re always looking for ways to improve, including how you can reach us in the future.

Rated 5 out of 5 stars

5 stars for Paul

Paul helped me with the entire claim. Excellent service

October 9, 2025
Unprompted review
Lemonade logo

Reply from Lemonade

We’re so happy to hear Paul made the process smooth for you! Thanks for sharing your experience—our team is always here to provide excellent service whenever you need us.

Rated 1 out of 5 stars

Absolutely ridiculous

Absolutely ridiculous , I paid my insurance for almost a year , then I have my.flat smashed up and robbed , all my items are below 2000 so I don't need to put them down on my app for high value items but because I don't have any receipts for family heirlooms or pictures of them , or money I saved , and items in my flat , I've been constantly put on a repeat email please provide the following , now I'm not.even getting any help with anything being ignored

September 13, 2025
Unprompted review
Lemonade logo

Reply from Lemonade

We understand that things haven't gone as smoothly as you’d hoped. We reached out today for a bit more information regarding your claim, and someone from our team will be giving you a call soon to help clarify your policy and talk things through. Thanks for hanging in there with us—we’re working to get this sorted for you.

Rated 2 out of 5 stars

Hidden Steps

Whilst the price was initially good, I am now being asked to provide extra details that I have never been asked for with numerous other insurance providers. This has only happened once the policy went live, so difficult to get out of. Not great customer service options, and it’s conversions to be conversing by email.

October 8, 2025
Unprompted review
Lemonade logo

Reply from Lemonade

Hey Steven, Thanks for leaving your feedback, we really appreciate it! We understand that having to add additional documentation to have your valuables covered can be a bit of a hassle. We mainly ask for documentation to make sure we are able to cover them, so you're not running into unexpected surprises should anything happen with your items, especially considering you are paying to increase the covered value. I hope this helps create clarity on why we ask this. If you have any additional questions about this, or need some support, please do not hesitate you reach out via helpuk@lemonade.com. Cheers

Rated 5 out of 5 stars

I fully recommend them

I fully recommend them. I filed a claim and they resolved it very quickly. Everything was fine.

October 9, 2025
Unprompted review
Lemonade logo

Reply from Lemonade

Thanks so much for your recommendation! We’re glad to hear your claim was sorted out quickly and that everything met your expectations. We’re always here if you ever need us!

Rated 5 out of 5 stars

Exceptional Service Received

I recently had an exceptional experience with Lemonade Insurance! From filing a claim to receiving my payout, the entire process was smooth and seamless.

The app made it effortless to file my claim, and the subsequent emails requests for documentations and further information were clear and concise. The team was responsive and professional throughout and during our phone calls.

What truly impressed me was the efficiency and transparency of the claims process. From start to finish, everything was handled with care and precision.

Kudos to the Lemonade team and my advocate Tania for providing top-notch service and putting my mind at ease during a stressful time. I'm thrilled to continue my policy with them and would highly recommend them to anyone looking for reliable and hassle-free insurance coverage.

George Donkoh

September 16, 2025
Unprompted review
Lemonade logo

Reply from Lemonade

George, thanks so much for sharing your awesome feedback! We’re thrilled to hear everything went smoothly and that our team, especially Tania, could make things easier for you. It’s great to know our app and support helped keep the process stress-free. We appreciate you sticking with us and recommending us to others. We’re always here if you ever need us!

Rated 5 out of 5 stars

Absolutely amazing experience - restored my faith in good companies!

My e-bike was stolen, and it was such a painful and stressful experience. It was also my first ever insurance claim, so I was really anxious. I even made a mistake when filing the police report and had to correct it later - but despite all that, Lemonade made the whole process incredibly smooth.

They reached out the very next day after I submitted my claim, clearly listed the exact documents and details they needed, and once I sent everything, they approved my claim within a day. I received the compensation immediately! I couldn’t believe how fast and easy it was.

The person handling my case was kind, patient, and supportive throughout. In recent years, I’ve often felt like most companies are just trying to rip you off and make you fight for what you’ve paid for - but this experience with Lemonade was such a breath of fresh air. It genuinely made me believe again that there are good companies out there doing the right thing.

I totally recommend Lemonade - this has been the best company I’ve interacted with in a long time! ❤️❤️❤️

October 2, 2025
Unprompted review
Lemonade logo

Reply from Lemonade

We’re so glad we could be there for you during such a tough time. Having your e-bike stolen sounds incredibly stressful, so hearing that our team could help make things easier means a lot to us. Thanks for trusting us with your first claim and for your kind words—it’s feedback like this that keeps us going!

Rated 5 out of 5 stars

Quick, clear, and hassle-free

Had a smooth experience with my damage claim. It was confirmed as covered and the funds were reimbursed quickly. The money landed within the 2–5 business days window, and updates were clear. I appreciated the feedback invite as it shows that Lemonade actually care about what customers think. Overall, a solid and reliable process.

September 29, 2025
Unprompted review
Lemonade logo

Reply from Lemonade

Thanks for taking the time to share your experience. We’re really glad your claim process was smooth and that you felt kept in the loop. It’s great to know our feedback invite stood out—we care a lot about what our customers think!

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