Jora Credit Reviews 3,384

TrustScore 4.5 out of 5

4.7

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the application process, describing it as quick, easy, and straightforward. Many appreciate the speed with which they receive funds, often within one business day. The user-friendly app and overall positive user experience are frequently mentioned as highlights. Consumers also value the transparent terms and the ability to manage their loans effectively. People appreciate the customer service, finding it polite and understanding, especially when needing help with forms. The accessibility of the service, even for those with less-than-perfect credit, is a significant advantage for many. While opinions on payment options are mixed, the overall sentiment towards the service remains highly positive, with many reviewers recommending Jora Credit for its efficiency and ease of use.

Based on these reviews

Rated 5 out of 5 stars
Verified

How this company gives me a chance an helped me with loan then others didn't I appreciate it so much..I even let other people know.whi are in the same position as me.I would thank you for the opportun... See more

Rated 5 out of 5 stars
Verified

Staff was polite. They understood me when I asked for help because I am not good at completing forms. I was/am appreciative of their help and understanding.

Rated 5 out of 5 stars
Verified

Wow, they gave me more than I thought or I wouldn’t have been happy enough, especially for one that’s up to 18momtjs to pay off I believe. It came in handy to avoid overdraft too in my case from anot... See more

Rated 5 out of 5 stars
Verified

Quick and easy process. Applied over the weekend and money was deposited into my account by Tuesday afternoon. Very fair monthly payment you can pay over time or pay off early.

Rated 3 out of 5 stars
Verified

I feel that I am the one paying back what I borrow so I should beable to borrow what I wanted but had to settle for what they would give me. I will make all my payments like I am suppose too but when... See more

Rated 3 out of 5 stars
Verified

I’ve done 3 loans thru Jora since 2019 and although I have never been one day late at all they still give me the high interest rate each time. You’d think they’d cut a break to a long time customer.... See more

Rated 5 out of 5 stars
Verified

Very easy to apply online and set up automatic payments that fit my budget. Fast process and money in my bank within 1 business day.

Rated 5 out of 5 stars
Verified

Application set up was pretty fast and easy to deal with. Noce to have an emergency line of credit available at times. Fees are too high and should drop down with repeat business and no missed payment... See more

Rated 5 out of 5 stars
Verified

My application process was smooth and quick, and my loan was funded the next day. It was all online so it's still too soon to say much about customer service, but so far, Jora has been great! I knew u... See more

Rated 4 out of 5 stars
Verified

The quickness your company showed in providing an answer to my applucation, as well as the prompt attention that was paid upon making the decision. I was also impressed with the speed in which my fund... See more

Rated 3 out of 5 stars
Verified

The interest is up to 259%. It is not a typo nor an exaggeration. If you are willing to sign, you are "save my home" desperate. Jora does advise you to explore every avenue; family, friends, employers... See more

Rated 5 out of 5 stars
Verified

It was east convenient and fast. The application was super easy to go through. Recived a email when my funds would be available. I would highly recommend.

Rated 5 out of 5 stars
Verified

Great experience! I have been with Jora Credit for several years and the process has always been very user friendly. The funds were deposited within one day just like they said it would be. I rec... See more

Rated 5 out of 5 stars
Verified

Thank you, not only helped on a hard time but gave additional time to start paying off… those actions say more about what is important to you than making profit off the person in need.

Rated 4 out of 5 stars
Verified

My bank doesn't approve loan requests :( So I had to borrow high interest loan here. It is high but not what some charge! So now I hv one reasonable payment to make and have paid off several cash a... See more

Rated 5 out of 5 stars
Verified

Nora help me get a $1000 cash no hassle and my credit score was bad I really appreciate them cause I really needed it and I got turned down by so many loan companies

Rated 5 out of 5 stars
Verified

I just got my first loan with Jora, and the process was straightforward, transparent, and quick. Highly recommended since the interest rate I got is half what I was recently offered by other online lo... See more

Rated 5 out of 5 stars
Verified

I think the payment is reasonable for the loan that I applied for. I think you very much for helping me out. it was easy to apply and it didn’t take long to receive the funds.

Rated 5 out of 5 stars
Verified

Best Loan company ever if you qualify for the Loan you will have your money on your bank account then next business day thank you very much Jora credit for making things easy for working people like... See more

Rated 4 out of 5 stars
Verified

There was no fuss, questions were easy and no harassment. Other than the delay in funding due to weekend, I have no complaints so far.

Rated 5 out of 5 stars
Verified

The application process was quick and easy. I didn't have any issues with getting approved. My funds were deposited by the end of that business day.

Rated 5 out of 5 stars
Verified

It was an emergency it was completed in a easy timely manner. Was told approval amount quickly. All paper work was simple and the funds arrived the very next day. No muss no fuss.

Rated 5 out of 5 stars
Verified

It was a very easy process, got my money the next day. Only thing I didnt like was not knowing how much my payment would be until after I signed the agreement paperwork.

Rated 5 out of 5 stars
Verified

It was really easy the interest rate is kinda high but the process was extremely easy and I got the amount I needed a little to no effort again five stars because they experience overall was great

Rated 5 out of 5 stars
Verified

They were very quick as well as very fair. They approved me for a little more than I asked for at the same interest rate. I'll most likely be a returning customer in the future.

Rated 5 out of 5 stars
Verified

What made my experience great was I got the loan so fast and on time like you said it would I really needed it also that’s why I’m so happy and pleased with

Rated 5 out of 5 stars
Verified

It was easy. I filled out a short form and Jora did the rest. Funds were available in my account very quickly and all payment info and details were there to tell me what I needed to know about paying... See more

Rated 3 out of 5 stars
Verified

Easy process for aquiring a loan. Unbelievable that I accepted duch s jigh interest rate, but desperate times lead to desperate measures. Big Sigh!

Rated 5 out of 5 stars
Verified

I have less then perfect credit and I was approved right away. They deposited it into my quickly and the payments are ones I can afford. Highly recommend them.

Rated 5 out of 5 stars
Verified

The money was put into my account promptly allowing me to make my payments needed on time.

Rated 4 out of 5 stars
Verified

This company help people they are about you so if need money just call or go online an they will approve an they appreciate customer the name isJora credit

Rated 5 out of 5 stars
Verified

Jora got everything right from start to finish. Did a lot better than most other loan companies. Even got my loan in under 12 hours.

Company replied

Rated 5 out of 5 stars
Verified

It was an easy application, quick response. I had an approval in minutes. The money was in my bank the next day before 4pm.

Company replied

Rated 5 out of 5 stars
Verified

Application process was quick and simple. The answer to approval was also quick. My money was deposited within a couple of days.

Rated 4 out of 5 stars
Verified

The process is very easy. Interest rate thought be lower as I have had a loan with you before with no issues paying back

Rated 5 out of 5 stars
Verified

It was quick, easy, great customer service. I hadn’t talk to been trying for a loan for over s week. No luck! Then I saw this on my phone and I applied. I was so surprised to see that I was approved... See more

Rated 5 out of 5 stars
Verified

I have had a positive experience so far. They are quick, and the terms are easy to understand!

Rated 4 out of 5 stars

This is expensive money BUT if you know what you are getting into and will be able to pay off the loan quickly then this is a good option. Think of this as a loan from a "cash advance store". Yes, it... See more

Company replied

Rated 4 out of 5 stars

My experience was great! The application process was easy, quick and efficient. I chose Jora for the loan and the monies were deposited to my bank witjin 1 business day!! The only reason I didn't gi... See more

Rated 5 out of 5 stars

Jora made the lending process smooth and quick. The only thing I would suggest is giving customers the ability to choose to make monthly payments versus semi-monthly payments. People budget differen... See more

Company replied

Rated 4 out of 5 stars

Joracredit was very open and honest with their policy. No hidden anything. The only thing that has bothered me is the not so clear of the early payback versus interest. My mission is to pay off in t... See more

Company replied

Rated 5 out of 5 stars

when I lived in Missouri I found Jora and they were a true life saver back in 2023. I have had multiple loans with them and recommend them highly. I will miss being able to use them again once I pay o... See more

Rated 5 out of 5 stars
Verified

It was simple and easy. Just provided my information on a secured site. And within moments I had a loan offer to me that I accepted. And the money was in the bank the next day.

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Company details

  1. #36 of 82 best companies in Loan Agency

Information provided by various external sources

Jora offers a simple, reliable way for customers to get a loan, and have the flexibility to repay it over a duration of time that makes sense for their lives and budget. We are committed to the lending of responsible credit products to eligible applicants in need of an emergency installment loan. Jora Credit is a Lender that operates under the state specific rules for the states that it services. We do not lend or arrange loans in all states.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

3K reviews

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Replied to 3% of negative reviews

Typically replies within 24 hours


Rated 1 out of 5 stars
Verified

They want to much info

They ask for to much information on the application then spam you several times a day if you don’t finish filling out the application. If you complain about the spam they tell you to go to another website to remove your email address.

September 1, 2025
Rated 5 out of 5 stars
Verified

Process made very simple

Process made very simple, rates much lower than other companies that offer loans for people with bad credit. I would refer Jorda to any one that needs help for short term loans.

October 23, 2025
Rated 3 out of 5 stars
Verified

I feel that I am the one paying back…

I feel that I am the one paying back what I borrow so I should beable to borrow what I wanted but had to settle for what they would give me. I will make all my payments like I am suppose too but when I want to borrow anything else it will be with a company that will loan me what I ask for.

October 23, 2025
Rated 5 out of 5 stars
Verified

Staff was polite

Staff was polite. They understood me when I asked for help because I am not good at completing forms. I was/am appreciative of their help and understanding.

October 23, 2025
Rated 1 out of 5 stars
Verified

Sorry

Sorry, If you can't figure that out then I have nothing for you. Total greed and rudeness!!

October 21, 2025
Jora Credit logo

Reply from Jora Credit

Our goal at Jora is to provide an excellent customer experience. We’d like to better understand what went wrong. Please contact us at 888-256-6063 or support@joracredit.com.

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