Great service all round from Zach. I approached HMF to establish whether I could say any money by switching my existing car loan from another provider. Within minutes, Zach had a loan agreed at a sign... See more
Company replied
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews.
Based on reviews, created with AI
Get an instant online decision by using our quick and easy form, you will get an instant decision in a matter of minutes with no impact on your credit score. Find your dream car from any reputable dealer nationwide and find the car that suits you, and your budget. Sign and collect your new car once we have dotted the I's and crossed the T's. We'll do the rest of the paperwork. OR Refinance your current vehicle to save money on your monthly payments. The old-fashioned way of buying a car is to get the car finance at the same place where you buy the car. However, this may not always ensure you get the best deal, which is why using a car finance comparison service is important. If you get your finance from Happy Motor Finance, you are buying your car from a position of strength, since you will know your budget. Often, dealers can only offer a limited number of deals from a finance company. But at Happy Motor Finance, we have many lenders on our panel. Meaning, we can make sure you are getting the best finance deal for yourself when you use us to compare car finance. Plus, we do all the admin, paperwork, and negotiations with the dealer. Because this way, you can drive straight off in your newly purchased car instead of spending hours in the dealer’s sales office.
Clipper House, Clippers Quay , M503XP, Manchester , United Kingdom
Replied to 100% of negative reviews
Typically replies within 1 week
What a fantastic company I would 1000% recommend them to anyone ! Answered calls asap nothing to much trouble guided and helped me get great motor and made sure I had extended warranty and AA approved Zack dealt with me and is an absolute legend in my eyes nothing to much trouble and really professional and friendly thanks happy motor finance and a massive thanks to Zack the legend !!! 😊👍

Reply from Happy Motor Finance
Great service all round from Zach. I approached HMF to establish whether I could say any money by switching my existing car loan from another provider. Within minutes, Zach had a loan agreed at a significantly lower interest rate, and saved me over £100 a month. Thanks, Zach!

Reply from Happy Motor Finance
Easy to work with quick and very friendly and helpful

Reply from Happy Motor Finance
Absolutely amazing. Helped with every step of the way and explained everything. Didn’t push me and just guided me. This is my first time using this company and I would highly recommend them! Nothing was too much trouble. I must have sent about 20 cars for them to check and at no point did the customer service drop or did I ever feel I was putting the team out. They just helped and were patient. Big shout out to Ali and the team….I have a decent new motor and it was these guys that helped make it happen, thank you!

Reply from Happy Motor Finance
From receiving my first contact I felt very confident that I was dealing with a professional company that is aiming to help me. Within 72 hours my loan was completed without any real problem.  Leon and his team are more than happy to help you. If I could give them 10 stars I would.
Give Happy motoring finance ago. You won't be sorry.
Altogether a brilliant company.

Reply from Happy Motor Finance
I dealt with Kirsty she was so helpful and delightful to speak with. Really happy with my experience she made sure I fully understood what was going on and helped me have a very human experience thankyou

Reply from Happy Motor Finance
My experience has been nothing but amazing! Kirsty was so efficient and within 24 hours everything was organised and I collect my car tomorrow. Its been so smooth and very acommodating considering I couldnt take calls in the day, the option to use whatsapp is perfect. Thank you so much.

Reply from Happy Motor Finance
Really smooth experience, great customer service throughout. Would 100% recommend 👌

Reply from Happy Motor Finance
I was struggling to get a car as soon as possible as my car broke down so I applied for finance on several sites.
From all of the people who get in touch with me, Kirsti was the best professional and kindest person.
She helped me out straight away, she answered my questions, she searched for cars evaluation, she answered my messages, she advised me, she offered her knowledge and empathy.
I have got the car the second day I saw it with no stress and with confidence just because she guided me through the whole process.
If you need a car, ask for Kirsty.
Thank you, Kirsty.

Reply from Happy Motor Finance
Very quick friendly and professional service 
Highly recommend for any credit levels 

Reply from Happy Motor Finance
Kirsty was the person I was dealing with and she made the entire process so easy and hassle free, highly recommend.

Reply from Happy Motor Finance
Both me and my friend used happy motor finance, we had one advisor called kirsty who was amazing. 
Gave us both all the time in the world to make sure we where happy and satisfied with our decisions. Kirsty assisted me and help with every step! By far the best experience I have had with a finance company.

Reply from Happy Motor Finance
In my experience with Kirsty at Happy Motor Finance, she delivered an excellent customer service to me, being very knowledgeable about the process and did not hesitate to answer any questions that I had. This was a very fast, and hassle free experience and I could not believe how easy it was having never bought a car through finance before. Would happily use this service again!!

Reply from Happy Motor Finance
Absoulty fantastic I would like to thank kirsty for being so helpful!

Reply from Happy Motor Finance
Kirsty was a great help very communicative all the way through the process, even when there was a little hiccup with the dealer, sorted straight away

Reply from Happy Motor Finance
Happy Motor Finance has provided me with a quick and competitive finance option for my next HP car purchase.
Kirsty was in regular communication with me to accelerate my financing with various lenders. 
I am extremely impressed with the customer service. All my concerns and queries were answered and explained in sufficient detail to give me a better understanding of the entire process. 
The available WattsApp communication helped me continue my application when unavailable to talk on the phone. 
Overall, Fab service! 

Reply from Happy Motor Finance
I spoke with kirsty from happy motor finance and not only did she seal the deal for me on my first 125 motorbike she was always on call to assist me with any issues that I had with the process, kirsty is a credit to the company her customer service was well above board and i know this as i use to work in the financial sector myself and in vehicle sales the only issue she couldn't solve would be an issue with the finance company ie they wouldn't finance a certain type of vehicle or they wouldn't cover negative equity without a deposit which was out of her hands however she would always try other solutions or keep me informed 5 * service I would happily use happy motor finance again because of kirsty 
Thank you again for all your support
Kind regards 
Ryan 

Reply from Happy Motor Finance
Both Leon and Kirsty were very professional, caring and very respectful. 
Easy WhatsApp communication, updates with information from start to finish! 
Answered questions immediately. 
Made experience very simple, smooth and did everything correctly! 
Started with Leon, but on his day off, Kirsty continued until he was back in the office, great team work!
Would highly recommend!!

Reply from Happy Motor Finance
Kirsty was absolutely amazing and walked me through each step of the process. Great service throughout! :)

Reply from Happy Motor Finance
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.