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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the company's excellent service, highlighting the smooth, quick, and hassle-free processes. Consumers appreciate the professionalism and support received from the staff, who are described as helpful, responsive, and patient. People also value the clear communication and guidance provided throughout the entire car purchasing journey. The company's commitment to ethical practices and Shariah-compliant finance options is a significant advantage for many reviewers. Consumers appreciate the transparency and lack of hidden fees, making the entire experience trustworthy. The ease of use of the online platform and the availability of customer support via various channels, including WhatsApp, are also highly valued by reviewers.

Based on these reviews

Rated 5 out of 5 stars
Verified

Nice and easy payment done in 10 min and we have the car in Islamic way loved it Personal advise don’t see other finance companies giving in less%, look what Islam say no matter it’s extra few% save... See more

Rated 5 out of 5 stars

Massive thanks to the very helpful team in Ayan. I got my desired car so smoothly within just a few days! Impressive service, seamless process and highly recommended halal option for your car finance!... See more

Rated 5 out of 5 stars
Verified

Great halal option for car financing . I have been looking around so long for halal car financing and they crystal clear from start to the end . No hidden agenda or small prints. My old car wa... See more

Company replied

Rated 5 out of 5 stars

Transaction was very smooth. Speaking to Ayan was very helpful and the communication was excellent. They helped me in every possible way. Its hard to find Halal finance, the fact that we have this opp... See more

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Rated 5 out of 5 stars

Customer service is outstanding. Genuinely would’ve rated them higher if i could. They stayed open past their working out 9-6 to help complete my purchase. You cant ask for a better service. They go a... See more

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Rated 5 out of 5 stars
Invited

I have been with Ayan for over a year now, and my experience has been excellent from the getgo. Whenever I had any questions or queries, they were always quick to resolve them for me. I would highly r... See more

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Rated 5 out of 5 stars

I’m a private hire driver in London and had been refused car finance by several companies—until I found Ayan Capital. They were understanding from day one, helped me get approved, and included a w... See more

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Rated 5 out of 5 stars
Invited

The experience was smooth and the process was perfect. The team were helpful and friendly. The service was outstanding. At first I thought this might be dodgy did some research and learnt ab... See more

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Rated 5 out of 5 stars
Verified

I spoke to more than four Ayan employees and they were all very professional and very helpful. I have since recommended them to two of my friends and one of them has signed up already and I’m looking... See more

Company replied

Rated 5 out of 5 stars

Salamu Alaykom, May Allah swt reward the owner of Ayan Capital for helping our Muslim brothers. And special thanks to brother Salman for being patient with me and helping me from the start to... See more

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Rated 5 out of 5 stars

Bought my car through Ayan Capital and honestly, the whole process was a breeze. Everything was straightforward, no confusing steps or hidden surprises. Communication was spot on—they kept me updated... See more

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Rated 5 out of 5 stars

Really supportive service throughout the whole process. Brothers at Ayan explained everything very clearly and were easy to contact via phone or messaging. They’re flexible in their payments options a... See more

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Rated 5 out of 5 stars

Finally a car finance company that doesn't try to trap you with the small print and levy hidden charges. In fact Ayan Capital were fighting my corner with the dealership when they tried to impose char... See more

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Rated 5 out of 5 stars
Verified

Great customer service, what I expected from them they have delivered. If I need any updates or if I have any question, they are most happy to help me out five star service.

Company replied

Rated 5 out of 5 stars
Invited

My wife found Ayan online and the offer was too good to be true. I was originally hesitant and ask a lot of questions. Multiple phone calls and lots of back and forth. Then I asked myself what... See more

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Rated 5 out of 5 stars

I have been in communication with Ayan staff from last couple of weeks, taken quotes many times - every time they have responded and explained very politely & professionally. They didnt give me a... See more

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Rated 5 out of 5 stars

Very swift, friendly and professional staff. My application was agreed on the same day and i was able to go to any dealer. I picked up my brand new taxi yesterday on a shariah compliant finance which... See more

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Rated 5 out of 5 stars

From start to finish great experience . I wasn't sure if I would get approved but alhamdulilah it worked out really well and I ended up with the vehicle i wanted after searching so many. Brother Salma... See more

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Rated 5 out of 5 stars

I had a great experience with Ayan Capital while financing my car. Their team was incredibly responsive, making the entire process smooth and stress-free. They took the time to answer all my questions... See more

Company replied

Rated 5 out of 5 stars
Invited

Very helpful staff , easy process no hidden charges clear work like a water very nice company how long I’m going to be a taxi driver this is my company to rent to buy a car I’m very happy Allah bles... See more

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Rated 5 out of 5 stars

Alhamdulilah the team are very nice and responsive. My experience with them has been good. They have good channels of communication. I'm currently in my 3rd month of purchasing a Nissan Ariya wi... See more

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Rated 5 out of 5 stars

Asalam alaikum, "I just want to share my honest experience with Ayan Capital — they made financing incredibly easy and stress-free, which helped me get my S-Class without hassle. Their process... See more

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Rated 5 out of 5 stars

Highly recommend! I was looking for a Shariah compliant halal finance company- this was the first company I spoke with and they were so efficient I had no reason to look elsewhere! They were quick, e... See more

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Rated 5 out of 5 stars

I had a great experience with Ayan Capital. Brother SALMAN was very helpful and supportive he kept me informed about every step of the process and he was very assuring when purchasing my car. The proc... See more

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Rated 5 out of 5 stars

I highly recommended Ayan to any Muslim out there looking for halal finance options. They are the future of this ummah. Highly recommend to non-Muslims too. The team at Ayan made it super easy for me... See more

Company replied

Rated 5 out of 5 stars
Invited

The purchase of the vehicle was so smooth and the staff especially Abuukar were very helpful. One year on now and never had any problems. I recommend Ayan Caipital to anyone who is looking for Hala... See more

Company replied

Rated 5 out of 5 stars

I had an excellent experience with Ayan Capital in getting my very first halal car financed. From start to finish, the team was professional, transparent, and incredibly supportive. They guided me... See more

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Rated 5 out of 5 stars

From the time we contacted Ayaan capital till the purchase and aftersales - the whole experience has been a smooth and ethically high standard journey. JazakAllah khair for making it possible and... See more

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Rated 5 out of 5 stars

Excellent and great service all the way from start to end. If you want a simple and Easy car finance don’t look anywhere else. Use Ayan Capital. Everything’s very easy and very simple process. I g... See more

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Rated 5 out of 5 stars

Insanely happy with the team. Super professional, efficient, and quick. Paid my deposit and got my car and it happened so quickly 😭❤️. May Allah reward you guys for providing this service.

Company replied

Rated 5 out of 5 stars

From start to finish it was a very easy uncomplicated process. I applied online and was provided with the limit of what I could spend. From there a quick phone call where any questions I had were... See more

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Rated 5 out of 5 stars
Verified

Excellent team and company.They offer Sharia compliance car finance option.Very efficient service. They paid the dealership same day of paying the deposit and signing the contract .

Rated 5 out of 5 stars

My car finance experience with Ayan Capital with help and support of Mr. Salman was seamless and thoroughly professional. The car finance process was quick and very responsive. The car finance deal wa... See more

Company replied

Rated 5 out of 5 stars

Dealing with Ayan Capital has been the most straightforward seamless experience ever in regards to receiving a vehicle. They guided me through the process and made sure to answer any questions I had.... See more

Company replied

Rated 5 out of 5 stars

I wanted to express my gratitude to Ayan Capital for helping me finance my BMW i4. The entire process was seamless from start to finish. Your team clearly explained the steps involved and how you co... See more

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Rated 5 out of 5 stars
Verified

Just bought my first car with them a week ago great customer service it’s been about 2-3 weeks from the time I applied to the time the paid off my car wich is pretty amazing wi ll definitely recomme... See more

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Rated 5 out of 5 stars

I reached out Ayan Capital for Halal car finance, expecting a long and complicated process, but to my surprise, they got everything sorted in under an hour—no delays, no hassle! The team was supe... See more

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Rated 5 out of 5 stars
Invited

First I didn’t believe AYAN exit but when I contacted AYAN they will get me a PCO car of choice and they did at the end. I think it took little longer but it was worth the wait. I was struggling to ge... See more

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Rated 5 out of 5 stars

Great Experience from beginning to end. Very quick, got approved and got a car within 1 day of application, AlhumdulilAllah. Also very helpful that they have a WhatsApp number you are able to cont... See more

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Rated 5 out of 5 stars

The guys at Ayan are exceptional, the service they offer is second to none. I took my time in finding the right car with zero pressure very professional. Wish them all the success and hopefully they s... See more

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Rated 5 out of 5 stars

I have a very good experience with Ayan Capital. Their professionalism and helpfulness are greatly appreciated. The financing model (Ijara wa Iqtina) lease-to-purchase is a real asset base and we... See more

Company replied

Rated 5 out of 5 stars

Easy to use from start to finish , helpful brothers especially salman the amount of times I messaged him , Allah bless the entire team for making car finance easily accessible to many who are similar... See more

Company replied

Rated 5 out of 5 stars

Amazing customer service and super quick process. Thank you for your assistance and help through out. Team were available anytime I needed them. Special thanks to Salman.

Company replied

Rated 5 out of 5 stars

Ayan capital has been very professional throughout the finance process. They have given me an excellent customer service. The process of getting the finance was very straightforward an... See more

Company replied

Rated 5 out of 5 stars

I was recommended to Ayan Capital by a family member, and following their advice was one of the best decisions I’ve made. The entire process took just two days — I was genuinely impressed by ho... See more

Company replied

Rated 5 out of 5 stars
Verified

Really helpful and really professional they know what they're doing. The credit report process is really simple and I highly recommend them.

Company replied

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Company details

  1. Car Finance and Loan Company
  2. Non-Bank Financial Service

Written by the company

At Ayan, we make it easy for PHV drivers to access Halal car financing tailored to their needs. Our mission is to provide fair, transparent, and ethical financial solutions for everyone.


Contact info

4.8

Excellent

TrustScore 5 out of 5

134 reviews

5-star
4-star
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1-star

Replied to 100% of negative reviews

Typically replies within 24 hours


Rated 1 out of 5 stars

Ayan Car Finance should rebrand as Ayan…

Ayan Car Finance should rebrand as Ayan Time-Wasters Ltd. Their idea of ‘helping drivers’ is making you jump through pointless hoops, then saying no. It’s almost impressive how quickly they can turn excitement into frustration. If this is their idea of customer service, it’s more like a comedy show – except nobody’s laughing. If you value your time, stay far, far away.

September 18, 2025
Unprompted review
Ayan logo

Reply from Ayan

We’re really sorry to hear about your experience. Our aim is always to make the process as clear and supportive as possible, so it’s disappointing to learn we fell short of your expectations.

The questions in our application are intended to help us accurately calculate your affordability, but we understand how this can be frustrating when the outcome isn't what you were hoping for.

We’ll be reviewing this internally to ensure we improve for future customers. Thank you for taking the time to share your feedback, it helps us get better.

Rated 5 out of 5 stars
Verified

Great halal option for car financing

Great halal option for car financing . I have been looking around so long for halal car financing and they crystal clear from start to the end . No hidden agenda or small prints.

My old car was written off due to an accident and I had to get back on the road asap . Flat out in 7 days my car was purchased and ready get back to work .

Would definitely recommend Ayan to anyone .

September 11, 2025
Ayan logo

Reply from Ayan

Thank you for your kind words Arafath! We’re so glad our halal car finance stood out as clear and transparent, especially at a time when you needed to get back on the road quickly. Your recommendation means a lot!

Rated 5 out of 5 stars
Verified

Happy customer

I spoke to more than four Ayan employees and they were all very professional and very helpful. I have since recommended them to two of my friends and one of them has signed up already and I’m looking forward to receiving my introduction bonus

September 10, 2025
Ayan logo

Reply from Ayan

Thank you for the brilliant review Michael! We’re so glad every member of the team you spoke to was able to support you professionally and helpfully. Really appreciate you recommending us to friends and we’re delighted one has already joined.

Excited for you to enjoy that £100 referral reward, and for your friend who you referred to get £50 too!

Rated 5 out of 5 stars
Verified

Costa Service is the current complain anything, it’s great service overall

Great customer service, what I expected from them they have delivered. If I need any updates or if I have any question, they are most happy to help me out five star service.

September 11, 2025
Ayan logo

Reply from Ayan

Thank you for the wonderful feedback Mohamad! We’re so pleased our team could deliver on expectations and always be there to support with updates or questions. Your five-star rating really means a lot to us!

Rated 5 out of 5 stars
Verified

Great service

Just bought my first car with them a week ago great customer service it’s been about 2-3 weeks from the time I applied to the time the paid off my car wich is pretty amazing wi ll definitely recommend

September 2, 2025
Ayan logo

Reply from Ayan

Thank you for your kind review Mohamed! We’re so glad your first car finance experience with us felt smooth and efficient, and that the turnaround time worked well for you. Really appreciate your recommendation and trust!

Rated 5 out of 5 stars

I had an excellent experience with Ayan…

I had an excellent experience with Ayan Capital in getting my very first halal car financed. From start to finish, the team was professional, transparent, and incredibly supportive. They guided me through the entire process, answered all my questions with patience, and made sure everything was handled smoothly and efficiently.

What stood out the most was their commitment to providing Shariah-compliant financing, which gave me complete peace of mind. It feels great knowing I could achieve this milestone in a way that aligns with my values.

I highly recommend Ayan Capital to anyone looking for halal financing solutions. Their service, integrity, and customer care are truly top-notch.

August 8, 2025
Unprompted review
Ayan logo

Reply from Ayan

Thank you for such a thoughtful review Mohammed! We’re delighted to hear your first halal car finance experience felt smooth, transparent, and supportive from start to finish. Knowing that our Shariah-compliant approach gave you peace of mind means so much to us. Truly appreciate your recommendation and kind words about the team!

Rated 5 out of 5 stars
Verified

Really helpful and really professional…

Really helpful and really professional they know what they're doing. The credit report process is really simple and I highly recommend them.

August 20, 2025
Ayan logo

Reply from Ayan

Thank you for your kind words Zeeshan! We’re glad the process felt simple and professional for you. Really appreciate your recommendation!

Rated 5 out of 5 stars
Verified

The team was always helpful

The team was always helpful, I was provided with a great service throughout and I’m pleased Alhamdulillah .. Jazakh’Allah Khairan

August 19, 2025
Ayan logo

Reply from Ayan

JazakAllah khair for your kind words Mohamed! We’re so glad to hear the team’s support made the process smooth for you. Alhamdulillah, it’s wonderful to know you’re pleased with the service!

Rated 5 out of 5 stars
Invited

An amazing team

I have been with Ayan for over a year now, and my experience has been excellent from the getgo. Whenever I had any questions or queries, they were always quick to resolve them for me. I would highly recommend Ayan to anyone considering doing business with them. I have always felt like a valued customer. Honestly, I haven’t needed to reach out since my purchase, as everything has worked seamlessly without any issues at all.

August 18, 2025
Ayan logo

Reply from Ayan

Thank you for your wonderful feedback Rushel! We’re delighted to hear your experience has been consistently positive over the year and that you’ve felt valued throughout. It’s great to know everything has worked seamlessly for you. Your recommendation truly means a lot!

Rated 5 out of 5 stars
Verified

Mr…Abukar

Good and I am very happy so thank you very much

August 12, 2025
Ayan logo

Reply from Ayan

Thank you Abdullahi! We’re so happy to hear you’re pleased with the service, it means a lot to know we could make the experience a positive one for you.

Rated 5 out of 5 stars
Invited

It was a very nice and friendly service…

It was a very nice and friendly service from mr Akram and my taxi finance done very easy and it was processed very quickly.
I’m very happy with their services and quick response

June 10, 2025
Ayan logo

Reply from Ayan

Thank you for your kind words Harun! We’re so glad Akram could make the process friendly, easy, and quick for you. Delighted to have helped get your taxi finance sorted smoothly!

Rated 1 out of 5 stars

What A bakwaas

What A bakwaas, dont use name of Halal just doing credit check how would you guys help to one Muslim brother who is struggling and paying hire car £1000 a month and this people are refusing finance 😔

August 10, 2025
Unprompted review
Ayan logo

Reply from Ayan

Assalamu Alaikum Ikbal,

We’re really sorry your experience wasn’t what you expected. As a responsible lender, we have to make sure that any finance we provide won’t cause more harm than good. This means we must carefully assess affordability, as part of our duty to protect customers and follow financial regulations.

We only ever run a soft credit check, so it does not affect your credit score. Unfortunately, based on the information we had, we weren’t able to approve your application this time. We know that’s frustrating, especially with high expenses, and we truly wish we could help everyone who applies.

Our aim is to continue offering a Halal finance option for our community, and hopefully in the future, if circumstances change, we can help you.

We couldn’t match this review to an application, please drop us a message on WhatsApp at +44 20 3802 0292 or send us an email at team@ayancaptial.co.uk so we can check your details and explain things further.

Jazakallah khair, we wish you the very best and pray for ease in your situation.

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