I started to use Remitly after Sendwave stopped working properly (but I didn't lose any money). Then I tried another one - WorldRemit - but with no explanation, they said I'd broken the "rules" and closed my account. I have used Remitly about four times recently and so far, I haven't had any problems. This is only to send sums of between £100-400. It is a great way to send money to a Kenyan MPESA account, and a few days ago I tried sending directly to my bank account and it was there within an hour or so. So far, so good.