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Rated 5 out of 5 stars

Pay iO saved our business! Traditional and even certain internet banking let us down so badly that our business relationships were starting to suffer. Payments are often needed quickly in our indust... See more

Company replied

Rated 5 out of 5 stars
Verified

Working with Pay iO has been a game-changer for our business! Right from the start, their team showed incredible professionalism and dedication to meeting our needs. Their platform is super easy t... See more

Company replied

Rated 1 out of 5 stars

It doesn’t allow to signup, every time it ends up with wrong DOB, however I entered correct. Contacted several times with customer service, but the problem was not solved and the help ended saying er... See more

Company replied

Rated 5 out of 5 stars
Verified

Ryan helped us through the application process which was very easy to do. Whenever we have any queries he's always available to assist even in minor details. Payments are processed very promptly wit... See more

Company replied

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Company details

  1. Payment Service
  2. Alternative Financial Service
  3. Currency Exchange Service
  4. Money Transfer Service
  5. Payroll Service

Written by the company

Pay iO’s named multi-currency business accounts, ensure fast, secure, and reliable payments anywhere, anytime. Whether you need to facilitate high-value global transactions, high volume batch payments, access competitive foreign exchange rates, or streamline your financial operations, we provide seamless solutions tailored to your needs. No Hidden Fees | Fast Transactions | Unparalleled Client Support.

Redefining how businesses make payments

Written by the company

Open your business to new payment possibility with Pay iO
* Named business GBP, EUR and USD accounts
* Competitive FX
* Inter ledger FX (convert and send)
* High-value single transaction limit
* Batch payments
* Multi-channel payments via UKFP, BACS, Direct Debit, SEPA, SWIFT and Pay by Link (Open Banking)
#PushPossibility

Contact info

Promotion box for Pay iO

Pay iO - Redefining Business Payments

Multi-currency business accounts for fast, safe, secure transactions.

4.3

Excellent

TrustScore 4.5 out of 5

39 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 100% of negative reviews

Typically replies within 1 week


Rated 1 out of 5 stars

Fraudulent

If I were you, I’d avoid using this payment company. They advertise low fees, but in reality, their services are surprisingly expensive. They charge £80 a month and on top of that you have to pay per transaction. On top of that, their overall behavior raises several red flags — their communication is inconsistent, and their practices seem deliberately unclear. Frankly, they come across as untrustworthy, and I wouldn’t feel safe sharing any personal or financial information with them. They appear borderline fraudulent.

July 24, 2025
Unprompted review
Pay iO logo

Reply from Pay iO

Hi,

We’re sorry to read your review, but we’re concerned this may be intended for another business.

We don’t recognise this experience and don’t offer any product priced at £80/month. Our pricing is transparent, with no hidden transaction fees, and every customer receives personalised support from a real team member — not bots.

If you believe you’ve had a genuine experience with Pay iO, we’d be grateful if you could contact us directly at support@payio.co with your business name so we can look into it properly.

Thanks,
The Pay iO Team

Rated 5 out of 5 stars
Verified

Fantastic service easy to use great…

Fantastic service easy to use great customer service

March 26, 2025
Pay iO logo

Reply from Pay iO

Thank you so much for taking the time to review your experience with Pay iO. Your feedback is invaluable to us.

We are delighted to hear that you enjoy our payment service products and appreciate your kind words!

Many thanks
Pay iO

Rated 5 out of 5 stars
Verified

Straight forward banking

Straight forward banking, you have a dedicated relationship manager with direct contact. No hidden charges. Any issues, it is rectified immediately

March 26, 2025
Pay iO logo

Reply from Pay iO

Thank you so much for taking the time to review your experience with Pay iO on Trustpilot. Your feedback is invaluable to us.

We are delighted to hear that you enjoy our payment service products and appreciate your kind words about our excellent Client Service team!

Many thanks

Pay iO

Rated 5 out of 5 stars
Verified

Onboarded with ease and my account…

Onboarded with ease and my account manager makes things easier than traditional banking. Transactions are seamless, and any issues are resolved by my account manager. I recommend pay io to every business in the uk

March 26, 2025
Pay iO logo

Reply from Pay iO

Thank you so much for taking the time to review your experience with Pay iO on Trustpilot. Your feedback is invaluable to us.

We are delighted to hear that you enjoy our payment service products and appreciate your kind words about our excellent Client Service team!

Many thanks

Pay iO

Rated 5 out of 5 stars
Verified

Exceptional service

Exceptional service! The customer support team is always available to help. I use Pay IO for eBay, and it's been working perfectly well for me. No complaints at all!

March 26, 2025
Pay iO logo

Reply from Pay iO

Thank you so much for taking the time to review your experience with Pay iO on Trustpilot. Your feedback is invaluable to us.

We are delighted to hear that you enjoy our payment service products and appreciate your kind words about our client services team ...we think they are brilliant too!

Many thanks

Pay iO

Rated 5 out of 5 stars

Hi excellent and brilliant customer…

Hi excellent and brilliant customer service.

March 6, 2025
Unprompted review
Pay iO logo

Reply from Pay iO

Thank you so much for taking the time to review your experience with Pay iO on Trustpilot. We are delighted to hear that you enjoy our payment service products and appreciate your kind words about our team...we think they are brilliant too!

Your feedback is invaluable to us.

Rated 5 out of 5 stars
Verified

Customer service second to none

Amazing customer service from Ryan from the very beginning and is always available to assist in any enquiries.
Payments are processed straight away.
Application process is very easy and account was opened within hours.
Would highly recommend

March 26, 2025
Pay iO logo

Reply from Pay iO

Thank you so much for taking the time to review your experience with Pay iO on Trustpilot. Your feedback is invaluable to us.

We are delighted to hear that you enjoy our payment service products and appreciate your kind words about Ryan ...he's the best!

Many thanks

Pay iO

Rated 5 out of 5 stars
Verified

Ryan helped us through the application…

Ryan helped us through the application process which was very easy to do. Whenever we have any queries he's always available to assist even in minor details.
Payments are processed very promptly without any issues.
Have recommended them to other suppliers and customers

March 26, 2025
Pay iO logo

Reply from Pay iO

Thank you so much for taking the time to review your experience with Pay iO on Trustpilot. Your feedback is invaluable to us.

We are delighted to hear that you enjoy our payment service products and appreciate your kind words about Ryan ...he's the best!

Thank you for recommending too!

Many thanks

Pay iO

Rated 1 out of 5 stars

Bad experience and poor customer service

It doesn’t allow to signup, every time it ends up with wrong DOB, however I entered correct. Contacted several times with customer service, but the problem was not solved and the help ended saying error in internal system.
Poor customer service and waste of time

July 22, 2024
Unprompted review
Pay iO logo

Reply from Pay iO

Dear MT,

Thank you for your feedback and for reaching out to us. I'm sorry to hear about your frustration with the sign-up process.

After reviewing your case, I understand that you encountered difficulties while attempting to sign up and that our support team was unable to resolve the issue to your satisfaction. I would like to clarify that due to Pay iO's regulatory policies and procedures, we were unable to onboard your account at this time. These regulations are in place to ensure the security and compliance of our platform, but I understand how this outcome might have been disappointing.

Thank you once again for bringing this to our attention.

Best regards,
Pay iO Team

Rated 5 out of 5 stars
Verified

I have been extremely satisfied with…

I have been extremely satisfied with the service provided by Pay iO. Their team has been consistently reliable and efficient, ensuring smooth transactions and excellent support. A special mention goes to Nas, one of the account managers, who has been incredibly helpful and responsive. His assistance has been invaluable, making the entire experience seamless and stress-free. I highly recommend Pay iO for their outstanding customer service and dedication to their clients' needs.

June 26, 2024
Rated 5 out of 5 stars
Verified

PayiO review

I have been using the Payio Procurement System for six months and am extremely pleased. Nas Ali who works at PayiO, guided me throughout the user-friendly interface and helped me navigating through the their system. Transactions are seamless, with real-time inventory updates and secure checkout. Customer support is responsive and knowledgeable, while the order tracking feature provides precise updates. The quality of products has consistently met high standards, and customization options for bulk orders are a significant advantage. Overall, Payio has streamlined our procurement process, saving time and reducing administrative burdens. Highly recommended for any electronics company.

July 1, 2024
Rated 5 out of 5 stars
Verified

Great communication

Great communication. Genuinely had the best customer service anybody could have. :)

June 25, 2024
Pay iO logo

Reply from Pay iO

Hi,

Thank you for your kind words! We're thrilled to hear that you had a great experience with our customer service. Your satisfaction is our top priority, and we're always here to help.

Pay iO Team

Rated 5 out of 5 stars
Verified

Exceptional

If you're banking on exceptional service, PayiO is where you should invest your trust. They don't just check the boxes; they balance your needs with interest. Unlike those mainstream institutions that can leave you feeling bankrupt of support, PayiO deposits solutions promptly and ensures your account is always in good standing. Their customer service is simply unparalleled – it's like they have a currency converter for turning problems into solutions. If you're tired of getting shortchanged elsewhere, PayiO is a vault of reliability and efficiency. Using them is a real Payi-OFF!

Had a minor issue with a beneficiary and Nas and Sam went out of their way to get it sorted.

June 25, 2024
Pay iO logo

Reply from Pay iO

Hi Jason,

Thank you for your review. We're glad we could assist you promptly. Your satisfaction is our priority. Thank you for choosing Pay iO.

Thanks
George

Rated 5 out of 5 stars
Verified

Great service Ryan was extremely…

Great service Ryan was extremely helpful and talked me through everything would definitely recommend

June 24, 2024
Pay iO logo

Reply from Pay iO

Hi Adam,

Thanks a bunch for the positive feedback! We're thrilled to hear Ryan provided excellent assistance and made everything clear for you. Your recommendation means a lot to us—thanks again!

Jenny

Rated 5 out of 5 stars

Amazing experience with PaylO

Amazing experience with PaylO. They are really easy to use and their customer service is great. They always are on standby whenever need them and if I have any problems. My account manager is Sam and when I have any questions or anything all I have to do is drop him a text or ring him and he always gets backs to me straight away .

June 21, 2024
Unprompted review
Pay iO logo

Reply from Pay iO

Hi,

Thanks for the amazing feedback on Pay iO! Glad you're finding it user-friendly and our customer service great.

Jenny

Rated 5 out of 5 stars
Verified

Pay iO

Smooth onboarding process, very transparent, Very easy to communicate with Staff! Ryan and Sam are gems within the company always at hand to assist.

June 19, 2024
Pay iO logo

Reply from Pay iO

Hi MAH Construction,

Thanks for your review,

Ease of communication with our Account Managers is a cornerstone of our top-level service foundation.

We are more than pleased to hear your experience so far has been nothing less than positive.

Pay iO Team

Rated 5 out of 5 stars
Verified

I've been using Pay iO's services for

I've been using Pay iO's services for longer than a year now. Having Sam as my account manager means I always have access to him whenever I need some guidance or support in my day to day banking. Efficient platform and makes my day to day very smooth.

June 18, 2024
Pay iO logo

Reply from Pay iO

Hi Kamar,

Thank you for your positive review! We're glad to hear that Sam has provided the support you need and that our platform makes your day-to-day business transactions smooth. Your satisfaction is our top priority. If you need anything, feel free to reach out.

Best regards,
Pay iO Team

Rated 5 out of 5 stars
Verified

Excellent service and quick onboarding.!

Excellent service and quick onboarding.

Would definitely recommend for all banking needs. Very reliable.

June 18, 2024
Pay iO logo

Reply from Pay iO

Hi Foodi Distribution,

Thank you for taking the time out to submit this review,

We pride ourselves on ensuring our clients have a smooth process when onboarding their companies for their bespoke Business accounts,

Best Wishes,
Pay iO Team

Rated 5 out of 5 stars
Verified

Excellent!!

Ryan was a pleasure to deal with when onboarding my business account. Everything was explained in great detail and I have an account manager on hand for any queries i have with banking moving forward.

June 18, 2024
Pay iO logo

Reply from Pay iO

Hi Phat Buns,

Thank you for your positive feedback. We are pleased to hear that Ryan provided a detailed onboarding experience. Our goal is to ensure you have dedicated support for any queries related to your business needs. We're here to assist you at every step.

Best regards,
Pay iO Team

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